Hippo Holdings Inc (HIPO) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Hippo Holdings Inc stock (HIPO) is currently trading at $25.85. Hippo Holdings Inc PE ratio is 11.52. Hippo Holdings Inc PS ratio (Price-to-Sales) is 1.42. Analyst consensus price target for HIPO is $38.67. WallStSmart rates HIPO as Underperform.
- HIPO PE ratio analysis and historical PE chart
- HIPO PS ratio (Price-to-Sales) history and trend
- HIPO intrinsic value — DCF, Graham Number, EPV models
- HIPO stock price prediction 2025 2026 2027 2028 2029 2030
- HIPO fair value vs current price
- HIPO insider transactions and insider buying
- Is HIPO undervalued or overvalued?
- Hippo Holdings Inc financial analysis — revenue, earnings, cash flow
- HIPO Piotroski F-Score and Altman Z-Score
- HIPO analyst price target and Smart Rating
Hippo Holdings Inc
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HIPO Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Hippo Holdings Inc (HIPO)
HIPO trades 84% above its Graham fair value of $15.10, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Hippo Holdings Inc (HIPO) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/sales, price/book, institutional own.. Concerns around operating margin and eps growth. Fundamentals are solid but monitor weak areas for improvement.
Hippo Holdings Inc (HIPO) Key Strengths (4)
Paying $1.42 for every $1 of annual revenue
Trading at 1.52x book value, attractively priced
52.60% held by institutions, strong professional interest
Solid profitability: $16 profit per $100 equity
Supporting Valuation Data
Hippo Holdings Inc (HIPO) Areas to Watch (5)
Earnings declining -86.30%, profits shrinking
Very thin margins with limited operational efficiency
Small-cap company with higher risk but more growth potential
Solid revenue growth at 18.20% per year
Decent profitability, keeps $12 per $100 revenue
Hippo Holdings Inc (HIPO) Detailed Analysis Report
Overall Assessment
This company scores 51/100 in our Smart Analysis, earning a C- grade. Out of 9 metrics analyzed, 4 register as strengths (avg 7.8/10) while 5 fall into concern territory (avg 3.8/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, Price/Book, Institutional Own.. Valuation metrics including Price/Sales (1.42), Price/Book (1.52) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 15.60%.
The Bear Case
The primary concerns are EPS Growth, Operating Margin, Market Cap. Growth concerns include Revenue Growth at 18.20%, EPS Growth at -86.30%, which may limit upside. Profitability pressure is visible in Operating Margin at 5.90%, Profit Margin at 12.30%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 15.60% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 18.20% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Price/Sales, Price/Book) and negatives (EPS Growth, Operating Margin). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
HIPO Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
HIPO's Price-to-Sales ratio of 1.42x trades 32% below its historical average of 2.1x (18th percentile). The current valuation is 72% below its historical high of 5.15x set in Sep 2022, and 491% above its historical low of 0.24x in Jul 2022. Over the past 12 months, the PS ratio has compressed from ~1.8x as trailing revenue scaled faster than the stock price.
Compare HIPO with Competitors
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Data-driven financial summary for Hippo Holdings Inc (HIPO) · FINANCIAL SERVICES › INSURANCE - PROPERTY & CASUALTY
The Big Picture
Hippo Holdings Inc is a strong growth company balancing expansion with improving profitability. Revenue reached 469M with 18% growth year-over-year. Profit margins of 12.3% are healthy, with room for further expansion as the business scales.
Key Findings
ROE of 1560.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Debt-to-equity ratio of 0.13 indicates a conservative balance sheet with 248M in cash.
Free cash flow is -300,000, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
Earnings fell 86% YoY while revenue grew 18%. This gap usually reflects one-time items (tax benefits, write-offs) in the prior period, not an operational decline.
What to Watch Next
Margin expansion: can Hippo Holdings Inc push profit margins above 15% as the business scales?
Volatility is elevated with a beta of 1.63, so expect amplified moves relative to the broader market.
Sector dynamics: monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive moves, and regulatory changes that could impact Hippo Holdings Inc.
Bottom Line
Hippo Holdings Inc offers an attractive blend of growth (18% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(17 last 3 months)
| Insider | Type | Shares |
|---|---|---|
MCCATHRON, RICHARD Director, Chief Executive Officer | Sell | -5,000 |
| Insider | Type | Shares |
|---|---|---|
OSTERGAARD, TORBEN CEO Spinnaker | Sell | -600 |
| Insider | Type | Shares |
|---|---|---|
OSTERGAARD, TORBEN CEO Spinnaker | Sell | -6,105 |
| Insider | Type | Shares |
|---|---|---|
MCCATHRON, RICHARD Director, Chief Executive Officer | Sell | -5,000 |
| Insider | Type | Shares |
|---|---|---|
MCCATHRON, RICHARD Director, Chief Executive Officer | Sell | -5,000 |
Data sourced from SEC Form 4 filings
Last updated: 8:24:13 AM
About Hippo Holdings Inc(HIPO)
NYSE
FINANCIAL SERVICES
INSURANCE - PROPERTY & CASUALT...
USA
Hippo Holdings Inc. (HIPO) is an innovative insurtech company transforming the home insurance sector through advanced technology and a customer-centric model. By leveraging data analytics and artificial intelligence, Hippo enhances underwriting processes and tailors insurance solutions to meet homeowners' specific needs, thereby improving the overall customer experience. With a commitment to rapid claims processing and comprehensive coverage options, Hippo is strategically positioned as a leader in the insurance industry, ready to capitalize on the growing demand for efficient and transparent insurance solutions. As the home insurance landscape evolves, Hippo is well-equipped to seize significant market opportunities and drive future growth.