Arch Capital Group Ltd. (ACGL)vsInternational General Insurance Holdings Ltd (IGIC)
ACGL
Arch Capital Group Ltd.
$88.34
-0.17%
FINANCIAL SERVICES · Cap: $32.03B
IGIC
International General Insurance Holdings Ltd
$25.61
+2.24%
FINANCIAL SERVICES · Cap: $1.07B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 3751% more annual revenue ($19.78B vs $513.58M). ACGL leads profitability with a 24.6% profit margin vs 23.7%. ACGL trades at a lower P/E of 7.0x. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
IGIC
Hold49
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Conservative balance sheet, low leverage
Keeps 24 of every $100 in revenue as profit
Reasonable price relative to book value
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Smaller company, higher risk/reward
Weak financial health signals
Revenue declined 2.6%
Earnings declined 16.9%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : IGIC
The strongest argument for IGIC centers on P/E Ratio, Debt/Equity, Profit Margin. Profitability is solid with margins at 23.7% and operating margin at 19.4%.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : IGIC
The primary concerns for IGIC are Market Cap, Piotroski F-Score, Revenue Growth.
Key Dynamics to Monitor
ACGL carries more volatility with a beta of 0.31 — expect wider price swings.
IGIC is growing revenue faster at -2.6% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ACGL scores higher overall (79/100 vs 49/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
International General Insurance Holdings Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
International General Insurance Holdings Ltd. provides specialized insurance and reinsurance solutions globally. The company is headquartered in Amman, Jordan.
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