Arch Capital Group Ltd. (ACGL)vsJefferies Financial Group Inc (JEF)
ACGL
Arch Capital Group Ltd.
$104.55
-1.81%
FINANCIAL SERVICES · Cap: $35.41B
JEF
Jefferies Financial Group Inc
$55.12
-3.72%
FINANCIAL SERVICES · Cap: $11.19B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 266% more annual revenue ($19.78B vs $5.40B). ACGL leads profitability with a 24.6% profit margin vs 23.0%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
JEF
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Reasonable price relative to book value
Revenue surging 35.0% year-over-year
Earnings expanding 159.8% YoY
Keeps 23 of every $100 in revenue as profit
Attractively priced relative to earnings
Generating 1.6B in free cash flow
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Expensive relative to growth rate
ROE of 7.0% — below average capital efficiency
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, EPS Growth, Return on Equity. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : JEF
The strongest argument for JEF centers on Price/Book, Revenue Growth, EPS Growth. Profitability is solid with margins at 23.0% and operating margin at 16.9%. Revenue growth of 35.0% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : JEF
The primary concerns for JEF are PEG Ratio, Return on Equity, Piotroski F-Score. Debt-to-equity of 3.48 is elevated, increasing financial risk.
Key Dynamics to Monitor
ACGL profiles as a declining stock while JEF is a growth play — different risk/reward profiles.
JEF carries more volatility with a beta of 1.50 — expect wider price swings.
JEF is growing revenue faster at 35.0% — sustainability is the question.
JEF generates stronger free cash flow (1.6B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 77/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Jefferies Financial Group Inc
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Jefferies Financial Group Inc. is engaged in investment banking and capital markets, asset management, and direct investment businesses in the Americas, Europe, the Middle East, Africa, and Asia. The company is headquartered in New York, New York.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?