American International Group Inc (AIG)vsJefferies Financial Group Inc (JEF)
AIG
American International Group Inc
$74.80
+1.37%
FINANCIAL SERVICES · Cap: $39.67B
JEF
Jefferies Financial Group Inc
$47.46
-1.41%
FINANCIAL SERVICES · Cap: $9.84B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 393% more annual revenue ($26.61B vs $5.40B). JEF leads profitability with a 23.0% profit margin vs 11.6%. AIG appears more attractively valued with a PEG of 0.86. JEF earns a higher WallStSmart Score of 73/100 (B).
AIG
Buy60
out of 100
Grade: C
JEF
Strong Buy73
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 23 of every $100 in revenue as profit
Attractively priced relative to earnings
Revenue surging 26.6% year-over-year
Earnings expanding 22.8% YoY
Areas to Watch
ROE of 7.4% — below average capital efficiency
Revenue declined 7.2%
Earnings declined 5.6%
Distress zone — elevated risk
Expensive relative to growth rate
ROE of 6.6% — below average capital efficiency
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : JEF
The strongest argument for JEF centers on Price/Book, Profit Margin, P/E Ratio. Profitability is solid with margins at 23.0% and operating margin at 13.4%. Revenue growth of 26.6% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : JEF
The primary concerns for JEF are PEG Ratio, Return on Equity, Free Cash Flow.
Key Dynamics to Monitor
AIG profiles as a declining stock while JEF is a growth play — different risk/reward profiles.
JEF carries more volatility with a beta of 1.50 — expect wider price swings.
JEF is growing revenue faster at 26.6% — sustainability is the question.
AIG generates stronger free cash flow (636M), providing more financial flexibility.
Bottom Line
JEF scores higher overall (73/100 vs 60/100), backed by strong 23.0% margins and 26.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Jefferies Financial Group Inc
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Jefferies Financial Group Inc. is engaged in investment banking and capital markets, asset management, and direct investment businesses in the Americas, Europe, the Middle East, Africa, and Asia. The company is headquartered in New York, New York.
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