Arch Capital Group Ltd. (ACGL)vsMeridian Bank (MRBK)
ACGL
Arch Capital Group Ltd.
$98.76
-1.95%
FINANCIAL SERVICES · Cap: $34.35B
MRBK
Meridian Bank
$19.35
-0.21%
FINANCIAL SERVICES · Cap: $237.27M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 16826% more annual revenue ($19.23B vs $113.63M). ACGL leads profitability with a 24.4% profit margin vs 19.1%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
MRBK
Buy55
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 25.2%
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Expensive relative to growth rate
3.7% revenue growth
Smaller company, higher risk/reward
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : MRBK
The strongest argument for MRBK centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 19.1% and operating margin at 25.2%.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : MRBK
The primary concerns for MRBK are PEG Ratio, Revenue Growth, Market Cap.
Key Dynamics to Monitor
ACGL profiles as a declining stock while MRBK is a value play — different risk/reward profiles.
MRBK carries more volatility with a beta of 0.64 — expect wider price swings.
MRBK is growing revenue faster at 3.7% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (67/100 vs 55/100), backed by strong 24.4% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Meridian Bank
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Meridian Corporation is the holding company for Meridian Bank offering commercial banking products and services in Pennsylvania, New Jersey, Delaware and Maryland. The company is headquartered in Malvern, Pennsylvania.
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