Arch Capital Group Ltd. (ACGL)vsFirst Western Financial Inc (MYFW)
ACGL
Arch Capital Group Ltd.
$101.14
-3.26%
FINANCIAL SERVICES · Cap: $35.41B
MYFW
First Western Financial Inc
$31.78
+1.31%
FINANCIAL SERVICES · Cap: $300.47M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 18441% more annual revenue ($19.78B vs $106.67M). ACGL leads profitability with a 24.6% profit margin vs 17.3%. ACGL trades at a lower P/E of 7.8x. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
MYFW
Buy64
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Reasonable price relative to book value
Earnings expanding 121.1% YoY
Strong operational efficiency at 26.0%
Revenue surging 27.7% year-over-year
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 5.7% — below average capital efficiency
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, EPS Growth, Return on Equity. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : MYFW
The strongest argument for MYFW centers on Price/Book, EPS Growth, Operating Margin. Profitability is solid with margins at 17.3% and operating margin at 26.0%. Revenue growth of 27.7% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : MYFW
The primary concerns for MYFW are Market Cap, Return on Equity, Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while MYFW is a growth play — different risk/reward profiles.
MYFW carries more volatility with a beta of 0.72 — expect wider price swings.
MYFW is growing revenue faster at 27.7% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 64/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
First Western Financial Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
First Western Financial, Inc., a financial holding company, provides wealth management, private banking, personal trust, investment management, home loan, and institutional asset management services. The company is headquartered in Denver, Colorado.
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