First Western Financial Inc (MYFW) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
First Western Financial Inc stock (MYFW) is currently trading at $24.43. First Western Financial Inc PE ratio is 18.45. First Western Financial Inc PS ratio (Price-to-Sales) is 2.48. Analyst consensus price target for MYFW is $28.00. WallStSmart rates MYFW as Hold.
- MYFW PE ratio analysis and historical PE chart
- MYFW PS ratio (Price-to-Sales) history and trend
- MYFW intrinsic value — DCF, Graham Number, EPV models
- MYFW stock price prediction 2025 2026 2027 2028 2029 2030
- MYFW fair value vs current price
- MYFW insider transactions and insider buying
- Is MYFW undervalued or overvalued?
- First Western Financial Inc financial analysis — revenue, earnings, cash flow
- MYFW Piotroski F-Score and Altman Z-Score
- MYFW analyst price target and Smart Rating
First Western Financial Inc
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MYFW Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · First Western Financial Inc (MYFW)
MYFW trades at a significant discount to its Graham intrinsic value of $55.21, offering a 54% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
First Western Financial Inc (MYFW) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/book, eps growth, institutional own.. Concerns around market cap and return on equity. Fundamentals are solid but monitor weak areas for improvement.
First Western Financial Inc (MYFW) Key Strengths (3)
Trading below book value, meaning the market prices it less than net assets
Strong earnings growth at 21.50% per year
68.25% held by institutions, strong professional interest
First Western Financial Inc (MYFW) Areas to Watch (6)
Micro-cap company with very limited liquidity and high volatility
Low profitability relative to shareholder equity
Modest revenue growth at 5.80%
Decent operational efficiency, solid but not exceptional
Revenue is fairly priced at 2.48x sales
Decent profitability, keeps $14 per $100 revenue
First Western Financial Inc (MYFW) Detailed Analysis Report
Overall Assessment
This company scores 55/100 in our Smart Analysis, earning a C grade. Out of 9 metrics analyzed, 3 register as strengths (avg 8.7/10) while 6 fall into concern territory (avg 4.7/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Book, EPS Growth, Institutional Own.. Valuation metrics including Price/Book (0.89) suggest the stock is attractively priced. Growth metrics are encouraging with EPS Growth at 21.50%.
The Bear Case
The primary concerns are Market Cap, Return on Equity, Revenue Growth. Some valuation metrics including Price/Sales (2.48) suggest expensive pricing. Growth concerns include Revenue Growth at 5.80%, which may limit upside. Profitability pressure is visible in Return on Equity at 5.09%, Operating Margin at 17.40%, Profit Margin at 13.60%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Market Cap improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 5.09% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 5.80% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Price/Book, EPS Growth) and negatives (Market Cap, Return on Equity). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
MYFW Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
MYFW's Price-to-Sales ratio of 2.48x sits near its historical average of 2.47x (57th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 4% below its historical high of 2.58x set in Mar 2026, and 3% above its historical low of 2.41x in Mar 2026.
WallStSmart Analysis Synopsis
Data-driven financial summary for First Western Financial Inc (MYFW) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
First Western Financial Inc operates as a stable business with moderate growth and solid fundamentals. Revenue reached 97M with 6% growth year-over-year. Profit margins of 13.6% are healthy, with room for further expansion as the business scales.
Key Findings
ROE of 509.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Free cash flow is -13M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Margin expansion: can First Western Financial Inc push profit margins above 15% as the business scales?
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact First Western Financial Inc.
Bottom Line
First Western Financial Inc offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About First Western Financial Inc(MYFW)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
First Western Financial, Inc., a financial holding company, provides wealth management, private banking, personal trust, investment management, home loan, and institutional asset management services. The company is headquartered in Denver, Colorado.