Arch Capital Group Ltd. (ACGL)vsPatria Investments Ltd (PAX)
ACGL
Arch Capital Group Ltd.
$88.34
+0.58%
FINANCIAL SERVICES · Cap: $32.03B
PAX
Patria Investments Ltd
$11.15
-3.09%
FINANCIAL SERVICES · Cap: $1.85B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 4854% more annual revenue ($19.78B vs $399.23M). ACGL leads profitability with a 24.6% profit margin vs 18.1%. ACGL trades at a lower P/E of 7.0x. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
PAX
Buy50
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 26.4%
Revenue surging 22.0% year-over-year
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Smaller company, higher risk/reward
Weak financial health signals
Earnings declined 85.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : PAX
The strongest argument for PAX centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 18.1% and operating margin at 26.4%. Revenue growth of 22.0% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : PAX
The primary concerns for PAX are Market Cap, Piotroski F-Score, EPS Growth.
Key Dynamics to Monitor
ACGL profiles as a declining stock while PAX is a growth play — different risk/reward profiles.
PAX carries more volatility with a beta of 0.78 — expect wider price swings.
PAX is growing revenue faster at 22.0% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 50/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Patria Investments Ltd
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Patria Investments Limited is a private market investment firm focused on investing in Latin America. The company is headquartered in Grand Cayman, the Cayman Islands.
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