Arch Capital Group Ltd. (ACGL)vsPeoples Bancorp Inc (PEBO)
ACGL
Arch Capital Group Ltd.
$88.34
+0.58%
FINANCIAL SERVICES · Cap: $32.03B
PEBO
Peoples Bancorp Inc
$35.14
+0.29%
FINANCIAL SERVICES · Cap: $1.24B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 4565% more annual revenue ($19.78B vs $423.96M). PEBO leads profitability with a 26.3% profit margin vs 24.6%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
PEBO
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 37.1%
Keeps 26 of every $100 in revenue as profit
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Smaller company, higher risk/reward
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : PEBO
The strongest argument for PEBO centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 26.3% and operating margin at 37.1%. PEG of 1.45 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : PEBO
The primary concerns for PEBO are Market Cap, Piotroski F-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while PEBO is a mature play — different risk/reward profiles.
PEBO carries more volatility with a beta of 0.62 — expect wider price swings.
PEBO is growing revenue faster at 6.7% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 68/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Peoples Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Peoples Bancorp Inc. is the holding company of Peoples Bank offering commercial and retail banking products and services. The company is headquartered in Marietta, Ohio.
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