Arch Capital Group Ltd. (ACGL)vsQCR Holdings Inc (QCRH)
ACGL
Arch Capital Group Ltd.
$109.24
+0.06%
FINANCIAL SERVICES · Cap: $35.20B
QCRH
QCR Holdings Inc
$103.35
-0.22%
FINANCIAL SERVICES · Cap: $1.69B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 4883% more annual revenue ($18.78B vs $376.81M). QCRH leads profitability with a 37.6% profit margin vs 23.3%. QCRH appears more attractively valued with a PEG of 1.02. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
QCRH
Buy61
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 23 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 26.8%
Generating 1.7B in free cash flow
Reasonable price relative to book value
Keeps 38 of every $100 in revenue as profit
Strong operational efficiency at 43.7%
Attractively priced relative to earnings
Areas to Watch
Revenue declined 8.9%
Earnings declined 15.7%
Distress zone — elevated risk
2.3% earnings growth
Smaller company, higher risk/reward
Revenue declined 2.5%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Profit Margin, Debt/Equity. Profitability is solid with margins at 23.3% and operating margin at 26.8%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : QCRH
The strongest argument for QCRH centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 37.6% and operating margin at 43.7%. PEG of 1.02 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : QCRH
The primary concerns for QCRH are EPS Growth, Market Cap, Revenue Growth.
Key Dynamics to Monitor
QCRH carries more volatility with a beta of 0.73 — expect wider price swings.
QCRH is growing revenue faster at -2.5% — sustainability is the question.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ACGL scores higher overall (67/100 vs 61/100), backed by strong 23.3% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
QCR Holdings Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
QCR Holdings, Inc., a multi-bank holding company, provides consumer and commercial banking services, trust and asset management services. The company is headquartered in Moline, Illinois.
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