WallStSmart

American International Group Inc (AIG)vsQCR Holdings Inc (QCRH)

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Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 7120% more annual revenue ($26.48B vs $366.75M). QCRH leads profitability with a 36.7% profit margin vs 11.9%. QCRH appears more attractively valued with a PEG of 1.02. QCRH earns a higher WallStSmart Score of 77/100 (B+).

AIG

Strong Buy

67

out of 100

Grade: B-

Growth: 4.7Profit: 5.5Value: 6.3Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

QCRH

Strong Buy

77

out of 100

Grade: B+

Growth: 8.7Profit: 7.5Value: 7.0Quality: 7.8
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG4 strengths · Avg: 8.8/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

P/E RatioValuation
13.9x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
22.2%8/10

Earnings expanding 22.2% YoY

QCRH6 strengths · Avg: 9.7/10
P/E RatioValuation
11.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
36.7%10/10

Keeps 37 of every $100 in revenue as profit

Operating MarginProfitability
43.7%10/10

Strong operational efficiency at 43.7%

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
21.1%8/10

Revenue surging 21.1% year-over-year

Areas to Watch

AIG3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.6%4/10

1.6% revenue growth

Return on EquityProfitability
7.7%3/10

ROE of 7.7% — below average capital efficiency

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

QCRH1 concerns · Avg: 3.0/10
Market CapQuality
$1.48B3/10

Smaller company, higher risk/reward

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, P/E Ratio. PEG of 1.22 suggests the stock is reasonably priced for its growth.

Bull Case : QCRH

The strongest argument for QCRH centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 36.7% and operating margin at 43.7%. Revenue growth of 21.1% demonstrates continued momentum.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.

Bear Case : QCRH

The primary concerns for QCRH are Market Cap.

Key Dynamics to Monitor

AIG profiles as a value stock while QCRH is a growth play — different risk/reward profiles.

QCRH carries more volatility with a beta of 0.77 — expect wider price swings.

QCRH is growing revenue faster at 21.1% — sustainability is the question.

QCRH generates stronger free cash flow (311M), providing more financial flexibility.

Bottom Line

QCRH scores higher overall (77/100 vs 67/100), backed by strong 36.7% margins and 21.1% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

QCR Holdings Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

QCR Holdings, Inc., a multi-bank holding company, provides consumer and commercial banking services, trust and asset management services. The company is headquartered in Moline, Illinois.

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