WallStSmart

Arch Capital Group Ltd (ACGL)vsRiot Blockchain Inc (RIOT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Arch Capital Group Ltd generates 2978% more annual revenue ($19.93B vs $647.43M). ACGL leads profitability with a 22.1% profit margin vs -102.4%. ACGL earns a higher WallStSmart Score of 81/100 (A-).

ACGL

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.7Profit: 8.0Value: 7.0Quality: 6.5
Piotroski: 5/9

RIOT

Hold

37

out of 100

Grade: F

Growth: 8.7Profit: 2.0Value: 5.0Quality: 4.8
Piotroski: 2/9Altman Z: 1.90

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACGL6 strengths · Avg: 9.0/10
P/E RatioValuation
8.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
22.1%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

Operating MarginProfitability
29.5%8/10

Strong operational efficiency at 29.5%

EPS GrowthGrowth
38.8%8/10

Earnings expanding 38.8% YoY

RIOT2 strengths · Avg: 8.0/10
Price/BookValuation
2.1x8/10

Reasonable price relative to book value

EPS GrowthGrowth
37.3%8/10

Earnings expanding 37.3% YoY

Areas to Watch

ACGL0 concerns · Avg: 0/10

No major concerns identified

RIOT4 concerns · Avg: 2.8/10
Altman Z-ScoreHealth
1.904/10

Grey zone — moderate risk

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-22.1%2/10

ROE of -22.1% — below average capital efficiency

Free Cash FlowQuality
$-187.99M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : ACGL

The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : RIOT

The strongest argument for RIOT centers on Price/Book, EPS Growth.

Bear Case : ACGL

No major red flags identified for ACGL, but monitor valuation.

Bear Case : RIOT

The primary concerns for RIOT are Altman Z-Score, Piotroski F-Score, Return on Equity.

Key Dynamics to Monitor

ACGL profiles as a mature stock while RIOT is a turnaround play — different risk/reward profiles.

RIOT carries more volatility with a beta of 3.57 — expect wider price swings.

ACGL is growing revenue faster at 8.5% — sustainability is the question.

ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.

Bottom Line

ACGL scores higher overall (81/100 vs 37/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arch Capital Group Ltd

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.

Riot Blockchain Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Riot Blockchain, Inc., focuses on the cryptocurrency mining operation in North America. The company is headquartered in Castle Rock, Colorado.

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