WallStSmart

American International Group Inc (AIG)vsRiot Platforms, Inc. (RIOT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 3864% more annual revenue ($26.74B vs $674.51M). AIG leads profitability with a 11.1% profit margin vs -196.3%. AIG earns a higher WallStSmart Score of 64/100 (C+).

AIG

Buy

64

out of 100

Grade: C+

Growth: 2.7Profit: 5.5Value: 7.0Quality: 5.5
Piotroski: 4/9Altman Z: 0.67

RIOT

Hold

36

out of 100

Grade: F

Growth: 8.7Profit: 2.0Value: 5.0Quality: 5.5
Piotroski: 2/9Altman Z: 0.93

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.578/10

Growing faster than its price suggests

P/E RatioValuation
13.9x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$1.72B8/10

Generating 1.7B in free cash flow

RIOT2 strengths · Avg: 8.5/10
Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

EPS GrowthGrowth
37.3%8/10

Earnings expanding 37.3% YoY

Areas to Watch

AIG4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

Return on EquityProfitability
7.3%3/10

ROE of 7.3% — below average capital efficiency

EPS GrowthGrowth
-10.1%2/10

Earnings declined 10.1%

Altman Z-ScoreHealth
0.672/10

Distress zone — elevated risk

RIOT4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-36.2%2/10

ROE of -36.2% — below average capital efficiency

Free Cash FlowQuality
$-150.87M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.932/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : RIOT

The strongest argument for RIOT centers on Debt/Equity, EPS Growth. Revenue growth of 13.9% demonstrates continued momentum.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.

Bear Case : RIOT

The primary concerns for RIOT are Piotroski F-Score, Return on Equity, Free Cash Flow.

Key Dynamics to Monitor

AIG profiles as a value stock while RIOT is a turnaround play — different risk/reward profiles.

RIOT carries more volatility with a beta of 3.83 — expect wider price swings.

RIOT is growing revenue faster at 13.9% — sustainability is the question.

AIG generates stronger free cash flow (1.7B), providing more financial flexibility.

Bottom Line

AIG scores higher overall (64/100 vs 36/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Riot Platforms, Inc.

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Riot Blockchain, Inc., focuses on the cryptocurrency mining operation in North America. The company is headquartered in Castle Rock, Colorado.

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