Arch Capital Group Ltd. (ACGL)vsRocket Companies Inc (RKT)
ACGL
Arch Capital Group Ltd.
$88.34
-0.17%
FINANCIAL SERVICES · Cap: $32.03B
RKT
Rocket Companies Inc
$12.65
-4.38%
FINANCIAL SERVICES · Cap: $36.98B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 122% more annual revenue ($19.78B vs $8.91B). ACGL leads profitability with a 24.6% profit margin vs 2.7%. RKT appears more attractively valued with a PEG of 0.44. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
RKT
Buy60
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Growing faster than its price suggests
Revenue surging 167.1% year-over-year
Reasonable price relative to book value
Strong operational efficiency at 28.1%
Generating 1.8B in free cash flow
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
ROE of 1.0% — below average capital efficiency
2.7% margin — thin
Elevated debt levels
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : RKT
The strongest argument for RKT centers on PEG Ratio, Revenue Growth, Price/Book. Revenue growth of 167.1% demonstrates continued momentum. PEG of 0.44 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : RKT
The primary concerns for RKT are Return on Equity, Profit Margin, Debt/Equity. Thin 2.7% margins leave little buffer for downturns.
Key Dynamics to Monitor
ACGL profiles as a declining stock while RKT is a hypergrowth play — different risk/reward profiles.
RKT carries more volatility with a beta of 2.20 — expect wider price swings.
RKT is growing revenue faster at 167.1% — sustainability is the question.
RKT generates stronger free cash flow (1.8B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 60/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Rocket Companies Inc
FINANCIAL SERVICES · MORTGAGE FINANCE · USA
Rocket Companies, Inc. is engaged in the technology-driven real estate, mortgage and e-commerce businesses in the United States and Canada. The company is headquartered in Detroit, Michigan.
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