WallStSmart

Hartford Financial Services Group (HIG)vsRocket Companies Inc (RKT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 307% more annual revenue ($28.79B vs $7.07B). HIG leads profitability with a 14.1% profit margin vs -1.0%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 77/100 (B+).

HIG

Strong Buy

77

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.3
Piotroski: 6/9

RKT

Buy

55

out of 100

Grade: C

Growth: 5.3Profit: 4.0Value: 6.7Quality: 2.5
Piotroski: 2/9Altman Z: 0.39

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.6x10/10

Attractively priced relative to earnings

Return on EquityProfitability
22.7%9/10

Every $100 of equity generates 23 in profit

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

RKT3 strengths · Avg: 9.3/10
PEG RatioValuation
0.4910/10

Growing faster than its price suggests

Revenue GrowthGrowth
52.6%10/10

Revenue surging 52.6% year-over-year

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

HIG0 concerns · Avg: 0/10

No major concerns identified

RKT4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-1.5%2/10

ROE of -1.5% — below average capital efficiency

EPS GrowthGrowth
-89.5%2/10

Earnings declined 89.5%

Free Cash FlowQuality
$-1.27B2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bull Case : RKT

The strongest argument for RKT centers on PEG Ratio, Revenue Growth, Price/Book. Revenue growth of 52.6% demonstrates continued momentum. PEG of 0.49 suggests the stock is reasonably priced for its growth.

Bear Case : HIG

No major red flags identified for HIG, but monitor valuation.

Bear Case : RKT

The primary concerns for RKT are Piotroski F-Score, Return on Equity, EPS Growth. Debt-to-equity of 2.51 is elevated, increasing financial risk.

Key Dynamics to Monitor

HIG profiles as a value stock while RKT is a hypergrowth play — different risk/reward profiles.

RKT carries more volatility with a beta of 2.36 — expect wider price swings.

RKT is growing revenue faster at 52.6% — sustainability is the question.

HIG generates stronger free cash flow (1.0B), providing more financial flexibility.

Bottom Line

HIG scores higher overall (77/100 vs 55/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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Rocket Companies Inc

FINANCIAL SERVICES · MORTGAGE FINANCE · USA

Rocket Companies, Inc. is engaged in the technology-driven real estate, mortgage and e-commerce businesses in the United States and Canada. The company is headquartered in Detroit, Michigan.

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