WallStSmart

Arch Capital Group Ltd. (ACGL)vsSkyward Specialty Insurance Group, Inc. Common Stock (SKWD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Arch Capital Group Ltd. generates 1296% more annual revenue ($19.78B vs $1.42B). ACGL leads profitability with a 24.6% profit margin vs 12.0%. SKWD appears more attractively valued with a PEG of 0.73. SKWD earns a higher WallStSmart Score of 80/100 (B+).

ACGL

Strong Buy

79

out of 100

Grade: B+

Growth: 7.3Profit: 8.0Value: 7.0Quality: 6.5
Piotroski: 5/9

SKWD

Strong Buy

80

out of 100

Grade: B+

Growth: 9.3Profit: 7.0Value: 7.7Quality: 6.3
Piotroski: 5/9Altman Z: 1.47

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACGL6 strengths · Avg: 9.5/10
P/E RatioValuation
7.3x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

EPS GrowthGrowth
94.6%10/10

Earnings expanding 94.6% YoY

Return on EquityProfitability
21.3%9/10

Every $100 of equity generates 21 in profit

Profit MarginProfitability
24.6%9/10

Keeps 25 of every $100 in revenue as profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

SKWD6 strengths · Avg: 8.8/10
P/E RatioValuation
11.0x10/10

Attractively priced relative to earnings

EPS GrowthGrowth
203.4%10/10

Earnings expanding 203.4% YoY

Debt/EquityHealth
0.129/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.738/10

Growing faster than its price suggests

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
26.7%8/10

Revenue surging 26.7% year-over-year

Areas to Watch

ACGL1 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-3.3%2/10

Revenue declined 3.3%

SKWD1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
1.472/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : ACGL

The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : SKWD

The strongest argument for SKWD centers on P/E Ratio, EPS Growth, Debt/Equity. Revenue growth of 26.7% demonstrates continued momentum. PEG of 0.73 suggests the stock is reasonably priced for its growth.

Bear Case : ACGL

The primary concerns for ACGL are Revenue Growth.

Bear Case : SKWD

The primary concerns for SKWD are Altman Z-Score.

Key Dynamics to Monitor

ACGL profiles as a declining stock while SKWD is a growth play — different risk/reward profiles.

SKWD carries more volatility with a beta of 0.53 — expect wider price swings.

SKWD is growing revenue faster at 26.7% — sustainability is the question.

ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.

Bottom Line

SKWD scores higher overall (80/100 vs 79/100) and 26.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arch Capital Group Ltd.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.

Skyward Specialty Insurance Group, Inc. Common Stock

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Skyward Specialty Insurance Group, Inc., an insurance holding company, engages in underwriting commercial property and casualty insurance coverages in the United States. The company is headquartered in Houston, Texas.

Visit Website →

Want to dig deeper into these stocks?