WallStSmart

American International Group Inc (AIG)vsSkyward Specialty Insurance Group, Inc. Common Stock (SKWD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 1785% more annual revenue ($26.70B vs $1.42B). SKWD leads profitability with a 12.0% profit margin vs 11.8%. AIG appears more attractively valued with a PEG of 0.64. SKWD earns a higher WallStSmart Score of 80/100 (B+).

AIG

Strong Buy

69

out of 100

Grade: B-

Growth: 4.7Profit: 5.5Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

SKWD

Strong Buy

80

out of 100

Grade: B+

Growth: 9.3Profit: 7.0Value: 7.7Quality: 6.3
Piotroski: 5/9Altman Z: 1.47

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.648/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

SKWD6 strengths · Avg: 8.8/10
P/E RatioValuation
11.0x10/10

Attractively priced relative to earnings

EPS GrowthGrowth
203.4%10/10

Earnings expanding 203.4% YoY

Debt/EquityHealth
0.129/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.738/10

Growing faster than its price suggests

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
26.7%8/10

Revenue surging 26.7% year-over-year

Areas to Watch

AIG3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.4%4/10

1.4% revenue growth

Return on EquityProfitability
7.7%3/10

ROE of 7.7% — below average capital efficiency

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

SKWD1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
1.472/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.64 suggests the stock is reasonably priced for its growth.

Bull Case : SKWD

The strongest argument for SKWD centers on P/E Ratio, EPS Growth, Debt/Equity. Revenue growth of 26.7% demonstrates continued momentum. PEG of 0.73 suggests the stock is reasonably priced for its growth.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.

Bear Case : SKWD

The primary concerns for SKWD are Altman Z-Score.

Key Dynamics to Monitor

AIG profiles as a value stock while SKWD is a growth play — different risk/reward profiles.

AIG carries more volatility with a beta of 0.54 — expect wider price swings.

SKWD is growing revenue faster at 26.7% — sustainability is the question.

AIG generates stronger free cash flow (155M), providing more financial flexibility.

Bottom Line

SKWD scores higher overall (80/100 vs 69/100) and 26.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Skyward Specialty Insurance Group, Inc. Common Stock

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Skyward Specialty Insurance Group, Inc., an insurance holding company, engages in underwriting commercial property and casualty insurance coverages in the United States. The company is headquartered in Houston, Texas.

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