Arch Capital Group Ltd. (ACGL)vsStock Yards Bancorp Inc (SYBT)
ACGL
Arch Capital Group Ltd.
$96.09
-0.11%
FINANCIAL SERVICES · Cap: $33.47B
SYBT
Stock Yards Bancorp Inc
$79.74
+1.00%
FINANCIAL SERVICES · Cap: $2.45B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 4498% more annual revenue ($19.23B vs $418.23M). SYBT leads profitability with a 35.7% profit margin vs 24.4%. ACGL appears more attractively valued with a PEG of 1.06. SYBT earns a higher WallStSmart Score of 71/100 (B).
ACGL
Strong Buy67
out of 100
Grade: B-
SYBT
Strong Buy71
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Keeps 36 of every $100 in revenue as profit
Strong operational efficiency at 48.6%
Attractively priced relative to earnings
Reasonable price relative to book value
19.8% revenue growth
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : SYBT
The strongest argument for SYBT centers on Profit Margin, Operating Margin, P/E Ratio. Profitability is solid with margins at 35.7% and operating margin at 48.6%. Revenue growth of 19.8% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : SYBT
The primary concerns for SYBT are Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while SYBT is a growth play — different risk/reward profiles.
SYBT carries more volatility with a beta of 0.67 — expect wider price swings.
SYBT is growing revenue faster at 19.8% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
SYBT scores higher overall (71/100 vs 67/100), backed by strong 35.7% margins and 19.8% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Stock Yards Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Stock Yards Bancorp, Inc. is SYB's holding company offering various banking products and services in Louisville, Indianapolis and Cincinnati. The company is headquartered in Louisville, Kentucky.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?