Arch Capital Group Ltd. (ACGL)vsT. Rowe Price Group Inc (TROW)
ACGL
Arch Capital Group Ltd.
$96.09
-0.11%
FINANCIAL SERVICES · Cap: $33.47B
TROW
T. Rowe Price Group Inc
$106.29
-1.17%
FINANCIAL SERVICES · Cap: $23.34B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 153% more annual revenue ($19.23B vs $7.59B). TROW leads profitability with a 29.3% profit margin vs 24.4%. ACGL appears more attractively valued with a PEG of 1.06. TROW earns a higher WallStSmart Score of 72/100 (B).
ACGL
Strong Buy67
out of 100
Grade: B-
TROW
Strong Buy72
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Attractively priced relative to earnings
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Every $100 of equity generates 20 in profit
Keeps 29 of every $100 in revenue as profit
Reasonable price relative to book value
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Weak financial health signals
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : TROW
The strongest argument for TROW centers on P/E Ratio, Debt/Equity, Altman Z-Score. Profitability is solid with margins at 29.3% and operating margin at 28.7%. Revenue growth of 10.7% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : TROW
The primary concerns for TROW are Piotroski F-Score, PEG Ratio.
Key Dynamics to Monitor
ACGL profiles as a declining stock while TROW is a mature play — different risk/reward profiles.
TROW carries more volatility with a beta of 1.48 — expect wider price swings.
TROW is growing revenue faster at 10.7% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
TROW scores higher overall (72/100 vs 67/100), backed by strong 29.3% margins and 10.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
T. Rowe Price Group Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
T. Rowe Price Group, Inc. is an American publicly owned global investment management firm that offers funds, advisory services, account management, and retirement plans and services for individuals, institutions, and financial intermediaries.
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