American International Group Inc (AIG)vsT. Rowe Price Group Inc (TROW)
AIG
American International Group Inc
$74.80
+1.37%
FINANCIAL SERVICES · Cap: $39.67B
TROW
T. Rowe Price Group Inc
$102.88
+2.40%
FINANCIAL SERVICES · Cap: $21.91B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 264% more annual revenue ($26.61B vs $7.31B). TROW leads profitability with a 28.5% profit margin vs 11.6%. AIG appears more attractively valued with a PEG of 0.86. TROW earns a higher WallStSmart Score of 64/100 (C+).
AIG
Buy60
out of 100
Grade: C
TROW
Buy64
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Attractively priced relative to earnings
Strong operational efficiency at 32.2%
Keeps 29 of every $100 in revenue as profit
Reasonable price relative to book value
Areas to Watch
ROE of 7.4% — below average capital efficiency
Revenue declined 7.2%
Earnings declined 5.6%
Distress zone — elevated risk
3.6% earnings growth
Weak financial health signals
Expensive relative to growth rate
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : TROW
The strongest argument for TROW centers on P/E Ratio, Operating Margin, Profit Margin. Profitability is solid with margins at 28.5% and operating margin at 32.2%.
Bear Case : AIG
The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : TROW
The primary concerns for TROW are EPS Growth, Piotroski F-Score, PEG Ratio.
Key Dynamics to Monitor
AIG profiles as a declining stock while TROW is a mature play — different risk/reward profiles.
TROW carries more volatility with a beta of 1.52 — expect wider price swings.
TROW is growing revenue faster at 6.0% — sustainability is the question.
AIG generates stronger free cash flow (636M), providing more financial flexibility.
Bottom Line
TROW scores higher overall (64/100 vs 60/100), backed by strong 28.5% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
T. Rowe Price Group Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
T. Rowe Price Group, Inc. is an American publicly owned global investment management firm that offers funds, advisory services, account management, and retirement plans and services for individuals, institutions, and financial intermediaries.
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