Arch Capital Group Ltd. (ACGL)vsWesBanco, Inc. (WSBC)
ACGL
Arch Capital Group Ltd.
$88.34
+0.58%
FINANCIAL SERVICES · Cap: $32.03B
WSBC
WesBanco, Inc.
$34.39
-0.64%
FINANCIAL SERVICES · Cap: $3.54B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 1806% more annual revenue ($19.78B vs $1.04B). WSBC leads profitability with a 30.9% profit margin vs 24.6%. ACGL appears more attractively valued with a PEG of 1.06. WSBC earns a higher WallStSmart Score of 80/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
WSBC
Strong Buy80
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 31 of every $100 in revenue as profit
Strong operational efficiency at 49.2%
Revenue surging 107.7% year-over-year
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : WSBC
The strongest argument for WSBC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 30.9% and operating margin at 49.2%. Revenue growth of 107.7% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : WSBC
The primary concerns for WSBC are Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while WSBC is a growth play — different risk/reward profiles.
WSBC carries more volatility with a beta of 0.71 — expect wider price swings.
WSBC is growing revenue faster at 107.7% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
WSBC scores higher overall (80/100 vs 79/100), backed by strong 30.9% margins and 107.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
WesBanco, Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
WesBanco, Inc. is the banking holding company for WesBanco Bank, Inc. offering retail banking, corporate banking, personal and corporate trust, brokerage, mortgage banking, and insurance services. The company is headquartered in Wheeling, West Virginia.
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