American Coastal Insurance Corp (ACIC)vsBerkshire Hathaway Inc (BRK-B)
ACIC
American Coastal Insurance Corp
$11.85
-3.27%
FINANCIAL SERVICES · Cap: $572.86M
BRK-B
Berkshire Hathaway Inc
$474.07
-0.28%
FINANCIAL SERVICES · Cap: $1.03T
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 110634% more annual revenue ($371.44B vs $335.44M). ACIC leads profitability with a 31.9% profit margin vs 18.0%. ACIC appears more attractively valued with a PEG of 2.62. ACIC earns a higher WallStSmart Score of 76/100 (B+).
ACIC
Strong Buy76
out of 100
Grade: B+
BRK-B
Buy54
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 39 in profit
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 46.2%
Earnings expanding 425.7% YoY
Reasonable price relative to book value
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 33.0%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.0B in free cash flow
Areas to Watch
Smaller company, higher risk/reward
Expensive relative to growth rate
Negative free cash flow — burning cash
Weak financial health signals
Expensive relative to growth rate
Revenue declined 0.7%
Earnings declined 2.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACIC
The strongest argument for ACIC centers on P/E Ratio, Return on Equity, Profit Margin. Profitability is solid with margins at 31.9% and operating margin at 46.2%.
Bull Case : BRK-B
The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.
Bear Case : ACIC
The primary concerns for ACIC are Market Cap, PEG Ratio, Free Cash Flow.
Bear Case : BRK-B
The primary concerns for BRK-B are Piotroski F-Score, PEG Ratio, Revenue Growth.
Key Dynamics to Monitor
ACIC profiles as a mature stock while BRK-B is a declining play — different risk/reward profiles.
BRK-B carries more volatility with a beta of 0.70 — expect wider price swings.
ACIC is growing revenue faster at 9.0% — sustainability is the question.
BRK-B generates stronger free cash flow (5.0B), providing more financial flexibility.
Bottom Line
ACIC scores higher overall (76/100 vs 54/100), backed by strong 31.9% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American Coastal Insurance Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Atlas Crest Investment Corp. The company is headquartered in New York, New York.
Visit Website →Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
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