Ares Commercial Real Estate (ACRE)vsAGNC Investment Corp. (AGNCP)
ACRE
Ares Commercial Real Estate
$3.36
-1.75%
REAL ESTATE · Cap: $186.42M
AGNCP
AGNC Investment Corp.
$24.32
-0.41%
REAL ESTATE · Cap: $6.46B
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp. generates 565% more annual revenue ($236.00M vs $35.49M). AGNCP leads profitability with a 43.6% profit margin vs -12.5%. AGNCP earns a higher WallStSmart Score of 58/100 (C).
ACRE
Hold48
out of 100
Grade: D+
AGNCP
Buy58
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+72.1%
Fair Value
$19.99
Current Price
$3.36
$16.63 discount
Intrinsic value data unavailable for AGNCP.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 33.5%
Earnings expanding 1598.0% YoY
Keeps 44 of every $100 in revenue as profit
Strong operational efficiency at 102.1%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Areas to Watch
Smaller company, higher risk/reward
Expensive relative to growth rate
ROE of -4.0% — below average capital efficiency
Revenue declined 58.8%
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : ACRE
The strongest argument for ACRE centers on Price/Book, Operating Margin, EPS Growth.
Bull Case : AGNCP
The strongest argument for AGNCP centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 43.6% and operating margin at 102.1%. Revenue growth of 546.0% demonstrates continued momentum.
Bear Case : ACRE
The primary concerns for ACRE are Market Cap, PEG Ratio, Return on Equity. Debt-to-equity of 2.58 is elevated, increasing financial risk.
Bear Case : AGNCP
The primary concerns for AGNCP are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 8.37 is elevated, increasing financial risk.
Key Dynamics to Monitor
ACRE profiles as a turnaround stock while AGNCP is a growth play — different risk/reward profiles.
AGNCP carries more volatility with a beta of 1.34 — expect wider price swings.
AGNCP is growing revenue faster at 546.0% — sustainability is the question.
AGNCP generates stronger free cash flow (218M), providing more financial flexibility.
Bottom Line
AGNCP scores higher overall (58/100 vs 48/100), backed by strong 43.6% margins and 546.0% revenue growth. ACRE offers better value entry with a 72.1% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ares Commercial Real Estate
REAL ESTATE · REIT - MORTGAGE · USA
Ares Commercial Real Estate Corporation, a specialized finance company, originates and invests in commercial real estate loans (CRE) and related investments in the United States. The company is headquartered in New York, New York.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
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