Ares Commercial Real Estate (ACRE)vsAGNC Investment Corp. (AGNCN)
ACRE
Ares Commercial Real Estate
$4.99
-1.19%
REAL ESTATE · Cap: $273.52M
AGNCN
AGNC Investment Corp.
$25.82
+0.39%
REAL ESTATE · Cap: $8.85B
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp. generates 2834% more annual revenue ($1.60B vs $54.71M). AGNCN leads profitability with a 91.7% profit margin vs -36.3%. AGNCN earns a higher WallStSmart Score of 59/100 (C).
ACRE
Hold38
out of 100
Grade: F
AGNCN
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+82.8%
Fair Value
$32.29
Current Price
$4.99
$27.30 discount
Margin of Safety
-2.7%
Fair Value
$25.08
Current Price
$25.82
$0.74 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 1598.0% YoY
Keeps 92 of every $100 in revenue as profit
Strong operational efficiency at 129.8%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Expensive relative to growth rate
ROE of -4.0% — below average capital efficiency
Revenue declined 88.6%
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : ACRE
The strongest argument for ACRE centers on Price/Book, EPS Growth.
Bull Case : AGNCN
The strongest argument for AGNCN centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 91.7% and operating margin at 129.8%. Revenue growth of 546.0% demonstrates continued momentum.
Bear Case : ACRE
The primary concerns for ACRE are Market Cap, PEG Ratio, Return on Equity. Debt-to-equity of 2.58 is elevated, increasing financial risk.
Bear Case : AGNCN
The primary concerns for AGNCN are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 8.59 is elevated, increasing financial risk.
Key Dynamics to Monitor
ACRE profiles as a turnaround stock while AGNCN is a growth play — different risk/reward profiles.
AGNCN carries more volatility with a beta of 1.33 — expect wider price swings.
AGNCN is growing revenue faster at 546.0% — sustainability is the question.
AGNCN generates stronger free cash flow (387M), providing more financial flexibility.
Bottom Line
AGNCN scores higher overall (59/100 vs 38/100), backed by strong 91.7% margins and 546.0% revenue growth. ACRE offers better value entry with a 82.8% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ares Commercial Real Estate
REAL ESTATE · REIT - MORTGAGE · USA
Ares Commercial Real Estate Corporation, a specialized finance company, originates and invests in commercial real estate loans (CRE) and related investments in the United States. The company is headquartered in New York, New York.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
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