Automatic Data Processing Inc (ADP)vsCommerce.com, Inc. (CMRC)
ADP
Automatic Data Processing Inc
$286.08
+0.25%
TECHNOLOGY · Cap: $113.74B
CMRC
Commerce.com, Inc.
$3.47
+1.76%
TECHNOLOGY · Cap: $314.86M
Smart Verdict
WallStSmart Research — data-driven comparison
Automatic Data Processing Inc generates 6227% more annual revenue ($21.95B vs $346.90M). ADP leads profitability with a 20.1% profit margin vs -1.7%. ADP earns a higher WallStSmart Score of 62/100 (C+).
ADP
Buy62
out of 100
Grade: C+
CMRC
Avoid31
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-84.1%
Fair Value
$165.18
Current Price
$286.08
$120.90 premium
Margin of Safety
+88.2%
Fair Value
$23.19
Current Price
$3.47
$19.72 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 73 in profit
Large-cap with strong market position
Keeps 20 of every $100 in revenue as profit
Strong operational efficiency at 23.5%
Generating 1.4B in free cash flow
No standout strengths identified
Areas to Watch
Expensive relative to growth rate
Moderate valuation
Trading at 18.9x book value
Weak financial health signals
0.1% revenue growth
0.0% earnings growth
Smaller company, higher risk/reward
Operating margin of 3.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : ADP
The strongest argument for ADP centers on Return on Equity, Market Cap, Profit Margin. Profitability is solid with margins at 20.1% and operating margin at 23.5%.
Bull Case : CMRC
CMRC has a balanced fundamental profile.
Bear Case : ADP
The primary concerns for ADP are PEG Ratio, P/E Ratio, Price/Book.
Bear Case : CMRC
The primary concerns for CMRC are Revenue Growth, EPS Growth, Market Cap. Debt-to-equity of 3.19 is elevated, increasing financial risk.
Key Dynamics to Monitor
ADP profiles as a mature stock while CMRC is a turnaround play — different risk/reward profiles.
CMRC carries more volatility with a beta of 1.05 — expect wider price swings.
ADP is growing revenue faster at 6.8% — sustainability is the question.
ADP generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ADP scores higher overall (62/100 vs 31/100), backed by strong 20.1% margins. CMRC offers better value entry with a 88.2% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Automatic Data Processing Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Automatic Data Processing, Inc. (ADP) is an American provider of human resources management software and services.
Commerce.com, Inc.
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Commerce.com, Inc. operates a software-as-a-service e-commerce platform for brands and retailers in the United States, North and South America, Europe, the Middle East, Africa, and the Asia Pacific. The company is headquartered in Austin, Texas.
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