WallStSmart

Automatic Data Processing Inc (ADP)vsHeartCore Enterprises Inc (HTCR)

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Smart Verdict

WallStSmart Research — data-driven comparison

Automatic Data Processing Inc generates 241540% more annual revenue ($21.95B vs $9.08M). HTCR leads profitability with a 42.8% profit margin vs 20.1%. ADP earns a higher WallStSmart Score of 62/100 (C+).

ADP

Buy

62

out of 100

Grade: C+

Growth: 6.0Profit: 8.0Value: 4.0Quality: 4.0
Piotroski: 2/9Altman Z: 0.53

HTCR

Hold

49

out of 100

Grade: D+

Growth: 5.3Profit: 6.0Value: 5.0Quality: 5.5
Piotroski: 4/9Altman Z: -0.77
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ADPSignificantly Overvalued (-84.1%)

Margin of Safety

-84.1%

Fair Value

$165.18

Current Price

$293.84

$128.66 premium

UndervaluedFair: $165.18Overvalued

Intrinsic value data unavailable for HTCR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ADP5 strengths · Avg: 8.8/10
Return on EquityProfitability
73.2%10/10

Every $100 of equity generates 73 in profit

Market CapQuality
$113.74B9/10

Large-cap with strong market position

Profit MarginProfitability
20.1%9/10

Keeps 20 of every $100 in revenue as profit

Operating MarginProfitability
23.5%8/10

Strong operational efficiency at 23.5%

Free Cash FlowQuality
$1.36B8/10

Generating 1.4B in free cash flow

HTCR5 strengths · Avg: 10.0/10
Price/BookValuation
0.5x10/10

Reasonable price relative to book value

Return on EquityProfitability
102.0%10/10

Every $100 of equity generates 102 in profit

Profit MarginProfitability
42.8%10/10

Keeps 43 of every $100 in revenue as profit

Revenue GrowthGrowth
71.6%10/10

Revenue surging 71.6% year-over-year

Debt/EquityHealth
0.0910/10

Conservative balance sheet, low leverage

Areas to Watch

ADP4 concerns · Avg: 3.8/10
PEG RatioValuation
2.504/10

Expensive relative to growth rate

P/E RatioValuation
26.2x4/10

Moderate valuation

Price/BookValuation
19.4x4/10

Trading at 19.4x book value

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

HTCR4 concerns · Avg: 2.3/10
Market CapQuality
$2.23M3/10

Smaller company, higher risk/reward

EPS GrowthGrowth
-96.9%2/10

Earnings declined 96.9%

Free Cash FlowQuality
$-1.32M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
-0.772/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : ADP

The strongest argument for ADP centers on Return on Equity, Market Cap, Profit Margin. Profitability is solid with margins at 20.1% and operating margin at 23.5%.

Bull Case : HTCR

The strongest argument for HTCR centers on Price/Book, Return on Equity, Profit Margin. Profitability is solid with margins at 42.8% and operating margin at -256.4%. Revenue growth of 71.6% demonstrates continued momentum.

Bear Case : ADP

The primary concerns for ADP are PEG Ratio, P/E Ratio, Price/Book.

Bear Case : HTCR

The primary concerns for HTCR are Market Cap, EPS Growth, Free Cash Flow.

Key Dynamics to Monitor

ADP profiles as a mature stock while HTCR is a growth play — different risk/reward profiles.

HTCR carries more volatility with a beta of 1.70 — expect wider price swings.

HTCR is growing revenue faster at 71.6% — sustainability is the question.

ADP generates stronger free cash flow (1.4B), providing more financial flexibility.

Bottom Line

ADP scores higher overall (62/100 vs 49/100), backed by strong 20.1% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Automatic Data Processing Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Automatic Data Processing, Inc. (ADP) is an American provider of human resources management software and services.

HeartCore Enterprises Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Heartcore Enterprises Inc. is a software development company in Japan. The company is headquartered in Tokyo, Japan.

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