WallStSmart

Automatic Data Processing Inc (ADP)vsRimini Street Inc (RMNI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Automatic Data Processing Inc generates 5009% more annual revenue ($21.60B vs $422.81M). ADP leads profitability with a 20.1% profit margin vs 8.3%. RMNI appears more attractively valued with a PEG of 0.88. ADP earns a higher WallStSmart Score of 66/100 (B-).

ADP

Strong Buy

66

out of 100

Grade: B-

Growth: 6.0Profit: 8.5Value: 4.0Quality: 6.0
Piotroski: 6/9Altman Z: 1.53

RMNI

Hold

43

out of 100

Grade: D

Growth: 3.3Profit: 5.0Value: 7.0Quality: 5.0
Piotroski: 4/9Altman Z: 0.68
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ADPSignificantly Overvalued (-60.5%)

Margin of Safety

-60.5%

Fair Value

$158.82

Current Price

$263.87

$105.05 premium

UndervaluedFair: $158.82Overvalued

Intrinsic value data unavailable for RMNI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ADP5 strengths · Avg: 9.2/10
Return on EquityProfitability
68.4%10/10

Every $100 of equity generates 68 in profit

Operating MarginProfitability
30.2%10/10

Strong operational efficiency at 30.2%

Market CapQuality
$97.18B9/10

Large-cap with strong market position

Profit MarginProfitability
20.1%9/10

Keeps 20 of every $100 in revenue as profit

Free Cash FlowQuality
$2.04B8/10

Generating 2.0B in free cash flow

RMNI3 strengths · Avg: 8.7/10
Debt/EquityHealth
-3.4810/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.888/10

Growing faster than its price suggests

P/E RatioValuation
12.9x8/10

Attractively priced relative to earnings

Areas to Watch

ADP3 concerns · Avg: 4.0/10
PEG RatioValuation
2.304/10

Expensive relative to growth rate

Price/BookValuation
16.6x4/10

Trading at 16.6x book value

Altman Z-ScoreHealth
1.534/10

Distress zone — elevated risk

RMNI4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
1.2%4/10

1.2% revenue growth

Market CapQuality
$429.49M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Operating MarginProfitability
4.9%3/10

Operating margin of 4.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : ADP

The strongest argument for ADP centers on Return on Equity, Operating Margin, Market Cap. Profitability is solid with margins at 20.1% and operating margin at 30.2%.

Bull Case : RMNI

The strongest argument for RMNI centers on Debt/Equity, PEG Ratio, P/E Ratio. PEG of 0.88 suggests the stock is reasonably priced for its growth.

Bear Case : ADP

The primary concerns for ADP are PEG Ratio, Price/Book, Altman Z-Score.

Bear Case : RMNI

The primary concerns for RMNI are Revenue Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

ADP profiles as a mature stock while RMNI is a value play — different risk/reward profiles.

RMNI carries more volatility with a beta of 1.29 — expect wider price swings.

ADP is growing revenue faster at 7.0% — sustainability is the question.

ADP generates stronger free cash flow (2.0B), providing more financial flexibility.

Bottom Line

ADP scores higher overall (66/100 vs 43/100), backed by strong 20.1% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Automatic Data Processing Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Automatic Data Processing, Inc. (ADP) is an American provider of human resources management software and services.

Rimini Street Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Rimini Street, Inc. provides business software products, services and support for various industries. The company is headquartered in Las Vegas, Nevada.

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