WallStSmart

AerCap Holdings NV (AER)vsU-Haul Holding Company (UHAL-B)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AerCap Holdings NV generates 42% more annual revenue ($8.52B vs $6.00B). AER leads profitability with a 44.0% profit margin vs 2.1%. AER trades at a lower P/E of 6.3x. AER earns a higher WallStSmart Score of 79/100 (B+).

AER

Strong Buy

79

out of 100

Grade: B+

Growth: 6.0Profit: 8.5Value: 10.0Quality: 4.3
Piotroski: 7/9Altman Z: 0.90

UHAL-B

Hold

36

out of 100

Grade: F

Growth: 5.3Profit: 5.5Value: 3.0Quality: 6.5
Piotroski: 2/9Altman Z: 1.34
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AERUndervalued (+60.5%)

Margin of Safety

+60.5%

Fair Value

$375.67

Current Price

$131.60

$244.07 discount

UndervaluedFair: $375.67Overvalued
UHAL-BSignificantly Overvalued (-1300.0%)

Margin of Safety

-1300.0%

Fair Value

$3.20

Current Price

$39.92

$36.72 premium

UndervaluedFair: $3.20Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AER6 strengths · Avg: 9.5/10
P/E RatioValuation
6.3x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Profit MarginProfitability
44.0%10/10

Keeps 44 of every $100 in revenue as profit

Operating MarginProfitability
48.0%10/10

Strong operational efficiency at 48.0%

Return on EquityProfitability
21.1%9/10

Every $100 of equity generates 21 in profit

PEG RatioValuation
0.808/10

Growing faster than its price suggests

UHAL-B1 strengths · Avg: 10.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Areas to Watch

AER2 concerns · Avg: 2.0/10
Free Cash FlowQuality
$-891.09M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.902/10

Distress zone — elevated risk

UHAL-B4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
1.9%4/10

1.9% revenue growth

Return on EquityProfitability
1.7%3/10

ROE of 1.7% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

Operating MarginProfitability
2.5%3/10

Operating margin of 2.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : AER

The strongest argument for AER centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 44.0% and operating margin at 48.0%. PEG of 0.80 suggests the stock is reasonably priced for its growth.

Bull Case : UHAL-B

The strongest argument for UHAL-B centers on Price/Book.

Bear Case : AER

The primary concerns for AER are Free Cash Flow, Altman Z-Score.

Bear Case : UHAL-B

The primary concerns for UHAL-B are Revenue Growth, Return on Equity, Profit Margin. A P/E of 90.2x leaves little room for execution misses. Thin 2.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

AER profiles as a mature stock while UHAL-B is a value play — different risk/reward profiles.

UHAL-B carries more volatility with a beta of 1.11 — expect wider price swings.

AER is growing revenue faster at 8.3% — sustainability is the question.

AER generates stronger free cash flow (-891M), providing more financial flexibility.

Bottom Line

AER scores higher overall (79/100 vs 36/100), backed by strong 44.0% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AerCap Holdings NV

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

AerCap Holdings NV is engaged in the leasing, financing, sale and management of commercial aircraft and engines in mainland China, Hong Kong, Macau, the United States, Ireland and internationally. The company is headquartered in Dublin, Ireland.

U-Haul Holding Company

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

U-Haul Holding Company, a subsidiary of AMERCO, stands as a leading provider of storage and transportation solutions in North America, offering a diverse range of rental trucks, trailers, and self-storage facilities. With a robust brand reputation and a vast network, U-Haul serves a wide array of clients, from individual households to commercial enterprises. The company's commitment to affordability, convenience, and superior customer experience, alongside ongoing investments in technology and efficiency, positions it favorably for continued growth in the dynamic do-it-yourself moving market. As one of the largest players in the industry, U-Haul is poised to capitalize on increasing consumer demand for flexible moving solutions.

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