U-Haul Holding Company (UHAL-B) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
U-Haul Holding Company stock (UHAL-B) is currently trading at $42.86. U-Haul Holding Company PE ratio is 88.91. U-Haul Holding Company PS ratio (Price-to-Sales) is 1.34. Analyst consensus price target for UHAL-B is $78.00. WallStSmart rates UHAL-B as Sell.
- UHAL-B PE ratio analysis and historical PE chart
- UHAL-B PS ratio (Price-to-Sales) history and trend
- UHAL-B intrinsic value — DCF, Graham Number, EPV models
- UHAL-B stock price prediction 2025 2026 2027 2028 2029 2030
- UHAL-B fair value vs current price
- UHAL-B insider transactions and insider buying
- Is UHAL-B undervalued or overvalued?
- U-Haul Holding Company financial analysis — revenue, earnings, cash flow
- UHAL-B Piotroski F-Score and Altman Z-Score
- UHAL-B analyst price target and Smart Rating
U-Haul Holding Company
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UHAL-B Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · U-Haul Holding Company (UHAL-B)
UHAL-B trades 1300% above its Graham fair value of $3.20, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
U-Haul Holding Company (UHAL-B) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/sales, price/book. Concerns around return on equity and operating margin. Mixed signals suggest waiting for clearer direction before acting.
U-Haul Holding Company (UHAL-B) Key Strengths (3)
Trading below book value, meaning the market prices it less than net assets
Paying $1.34 for every $1 of annual revenue
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
U-Haul Holding Company (UHAL-B) Areas to Watch (6)
Earnings declining -43.50%, profits shrinking
Very low returns on shareholder equity
Near-zero operating margins, business under pressure
Revenue growing slowly at 1.90% annually
Very thin margins, barely profitable
Moderate institutional interest at 36.52%
Supporting Valuation Data
U-Haul Holding Company (UHAL-B) Detailed Analysis Report
Overall Assessment
This company scores 38/100 in our Smart Analysis, earning a F grade. Out of 9 metrics analyzed, 3 register as strengths (avg 8.3/10) while 6 fall into concern territory (avg 2.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Book, Price/Sales, Market Cap. Valuation metrics including Price/Sales (1.34), Price/Book (0.98) suggest the stock is attractively priced.
The Bear Case
The primary concerns are EPS Growth, Return on Equity, Operating Margin. Growth concerns include Revenue Growth at 1.90%, EPS Growth at -43.50%, which may limit upside. Profitability pressure is visible in Return on Equity at 1.67%, Operating Margin at 2.55%, Profit Margin at 2.14%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 1.67% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 1.90% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. EPS Growth and Return on Equity are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
UHAL-B Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
UHAL-B's Price-to-Sales ratio of 1.34x sits near its historical average of 1.4x (14th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 11% below its historical high of 1.51x set in Mar 2026, and 5% above its historical low of 1.28x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~1.5x as trailing revenue scaled faster than the stock price.
Compare UHAL-B with Competitors
Top RENTAL & LEASING SERVICES stocks by market cap
Compare any two stocks →WallStSmart Analysis Synopsis
Data-driven financial summary for U-Haul Holding Company (UHAL-B) · INDUSTRIALS › RENTAL & LEASING SERVICES
The Big Picture
U-Haul Holding Company is a strong growth company balancing expansion with improving profitability. Revenue reached 6.0B with 190% growth year-over-year. Profit margins are strong at 214.0%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 190% YoY, reaching 6.0B. This pace significantly outperforms most RENTAL & LEASING SERVICES peers.
ROE of 167.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Free cash flow is -1.7B, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
Earnings fell 44% YoY while revenue grew 190%. This gap usually reflects one-time items (tax benefits, write-offs) in the prior period, not an operational decline.
What to Watch Next
Growth sustainability: can U-Haul Holding Company maintain 190%+ revenue growth, or will competition slow it down?
Valuation compression risk at a P/E of 88.9x. Any growth miss could trigger a sharp correction.
Debt management: total debt of 8.1B is significantly higher than cash (1.0B). Monitor refinancing risk.
Sector dynamics: monitor RENTAL & LEASING SERVICES industry trends, competitive moves, and regulatory changes that could impact U-Haul Holding Company.
Bottom Line
U-Haul Holding Company offers an attractive blend of growth (190% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Data sourced from SEC Form 4 filings
Last updated: 8:27:51 AM
About U-Haul Holding Company(UHAL-B)
NYSE
INDUSTRIALS
RENTAL & LEASING SERVICES
USA
U-Haul Holding Company, a subsidiary of AMERCO, stands as a leading provider of storage and transportation solutions in North America, offering a diverse range of rental trucks, trailers, and self-storage facilities. With a robust brand reputation and a vast network, U-Haul serves a wide array of clients, from individual households to commercial enterprises. The company's commitment to affordability, convenience, and superior customer experience, alongside ongoing investments in technology and efficiency, positions it favorably for continued growth in the dynamic do-it-yourself moving market. As one of the largest players in the industry, U-Haul is poised to capitalize on increasing consumer demand for flexible moving solutions.