WallStSmart

AFC Gamma Inc (AFCG)vsBlackRock Inc (BLK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BlackRock Inc generates 1004574% more annual revenue ($27.30B vs $2.72M). BLK leads profitability with a 24.1% profit margin vs 0.0%. BLK earns a higher WallStSmart Score of 76/100 (B+).

AFCG

Hold

48

out of 100

Grade: D+

Growth: 6.0Profit: 4.5Value: 5.0Quality: 4.3
Piotroski: 3/9

BLK

Strong Buy

76

out of 100

Grade: B+

Growth: 8.7Profit: 7.5Value: 5.7Quality: 4.0
Piotroski: 1/9Altman Z: 1.14

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AFCG3 strengths · Avg: 10.0/10
Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
61.0%10/10

Strong operational efficiency at 61.0%

EPS GrowthGrowth
171.5%10/10

Earnings expanding 171.5% YoY

BLK4 strengths · Avg: 9.5/10
Operating MarginProfitability
35.1%10/10

Strong operational efficiency at 35.1%

Revenue GrowthGrowth
30.6%10/10

Revenue surging 30.6% year-over-year

Market CapQuality
$171.40B9/10

Large-cap with strong market position

Profit MarginProfitability
24.1%9/10

Keeps 24 of every $100 in revenue as profit

Areas to Watch

AFCG4 concerns · Avg: 3.0/10
Market CapQuality
$61.24M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Debt/EquityHealth
1.093/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

BLK3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Free Cash FlowQuality
$-1.19B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
1.142/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AFCG

The strongest argument for AFCG centers on Price/Book, Operating Margin, EPS Growth. Revenue growth of 10.1% demonstrates continued momentum.

Bull Case : BLK

The strongest argument for BLK centers on Operating Margin, Revenue Growth, Market Cap. Profitability is solid with margins at 24.1% and operating margin at 35.1%. Revenue growth of 30.6% demonstrates continued momentum.

Bear Case : AFCG

The primary concerns for AFCG are Market Cap, Profit Margin, Debt/Equity.

Bear Case : BLK

The primary concerns for BLK are Piotroski F-Score, Free Cash Flow, Altman Z-Score.

Key Dynamics to Monitor

AFCG profiles as a value stock while BLK is a growth play — different risk/reward profiles.

BLK carries more volatility with a beta of 1.44 — expect wider price swings.

BLK is growing revenue faster at 30.6% — sustainability is the question.

AFCG generates stronger free cash flow (6M), providing more financial flexibility.

Bottom Line

BLK scores higher overall (76/100 vs 48/100), backed by strong 24.1% margins and 30.6% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AFC Gamma Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

AFC Gamma, Inc. originates, structures, underwrites and administers senior secured loans and other types of loans for established companies operating in the cannabis industry in states that have legalized medical and / or adult cannabis. The company is headquartered in West Palm Beach, Florida.

BlackRock Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

BlackRock, Inc. is an American multinational investment management corporation based in New York City.

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