Affirm Holdings Inc (AFRM)vsBerkshire Hathaway Inc (BRK-A)
AFRM
Affirm Holdings Inc
$64.01
-4.97%
FINANCIAL SERVICES · Cap: $21.85B
BRK-A
Berkshire Hathaway Inc
$717,386.81
+0.16%
FINANCIAL SERVICES · Cap: $1.03T
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 10002% more annual revenue ($375.39B vs $3.72B). BRK-A leads profitability with a 19.3% profit margin vs 7.6%. AFRM appears more attractively valued with a PEG of 0.81. AFRM earns a higher WallStSmart Score of 61/100 (C+).
AFRM
Buy61
out of 100
Grade: C+
BRK-A
Buy59
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 59.3% YoY
Growing faster than its price suggests
Revenue surging 29.6% year-over-year
Mega-cap, among the largest globally
Reasonable price relative to book value
Earnings expanding 119.6% YoY
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.5B in free cash flow
Areas to Watch
7.6% margin — thin
Premium valuation, high expectations priced in
Distress zone — elevated risk
4.4% revenue growth
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : AFRM
The strongest argument for AFRM centers on EPS Growth, PEG Ratio, Revenue Growth. Revenue growth of 29.6% demonstrates continued momentum. PEG of 0.81 suggests the stock is reasonably priced for its growth.
Bull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.
Bear Case : AFRM
The primary concerns for AFRM are Profit Margin, P/E Ratio, Altman Z-Score. A P/E of 81.0x leaves little room for execution misses.
Bear Case : BRK-A
The primary concerns for BRK-A are Revenue Growth, PEG Ratio.
Key Dynamics to Monitor
AFRM profiles as a growth stock while BRK-A is a value play — different risk/reward profiles.
AFRM carries more volatility with a beta of 3.72 — expect wider price swings.
AFRM is growing revenue faster at 29.6% — sustainability is the question.
BRK-A generates stronger free cash flow (5.5B), providing more financial flexibility.
Bottom Line
AFRM scores higher overall (61/100 vs 59/100) and 29.6% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Affirm Holdings Inc
FINANCIAL SERVICES · CREDIT SERVICES · USA
Affirm Holdings, Inc. operates a platform for digital and mobile commerce in the United States and Canada. The company is headquartered in San Francisco, California.
Visit Website →Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Compare with Other CREDIT SERVICES Stocks
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