Afya Ltd (AFYA)vsCovista Inc. (CVSA)
AFYA
Afya Ltd
$14.44
+0.84%
CONSUMER DEFENSIVE · Cap: $1.25B
CVSA
Covista Inc.
$122.26
+0.16%
CONSUMER DEFENSIVE · Cap: $4.40B
Smart Verdict
WallStSmart Research — data-driven comparison
Afya Ltd generates 98% more annual revenue ($3.77B vs $1.91B). AFYA leads profitability with a 20.1% profit margin vs 12.3%. AFYA trades at a lower P/E of 8.5x. AFYA earns a higher WallStSmart Score of 62/100 (C+).
AFYA
Buy62
out of 100
Grade: C+
CVSA
Buy56
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+74.6%
Fair Value
$61.03
Current Price
$14.44
$46.59 discount
Intrinsic value data unavailable for CVSA.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 38.9%
Keeps 20 of every $100 in revenue as profit
Safe zone — low bankruptcy risk
Growing faster than its price suggests
Areas to Watch
3.2% earnings growth
Smaller company, higher risk/reward
4.5% revenue growth
Earnings declined 24.6%
Comparative Analysis Report
WallStSmart ResearchBull Case : AFYA
The strongest argument for AFYA centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 20.1% and operating margin at 38.9%.
Bull Case : CVSA
The strongest argument for CVSA centers on Altman Z-Score, PEG Ratio. PEG of 0.88 suggests the stock is reasonably priced for its growth.
Bear Case : AFYA
The primary concerns for AFYA are EPS Growth, Market Cap.
Bear Case : CVSA
The primary concerns for CVSA are Revenue Growth, EPS Growth.
Key Dynamics to Monitor
AFYA profiles as a mature stock while CVSA is a value play — different risk/reward profiles.
CVSA carries more volatility with a beta of 0.62 — expect wider price swings.
AFYA is growing revenue faster at 8.2% — sustainability is the question.
AFYA generates stronger free cash flow (418M), providing more financial flexibility.
Bottom Line
AFYA scores higher overall (62/100 vs 56/100), backed by strong 20.1% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Afya Ltd
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA
Afya Limited, is a medical education group in Brazil. The company is headquartered in Nova Lima, Brazil.
Visit Website →Covista Inc.
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA
Covista Inc., provides healthcare education in the United States, Barbados, St. Kitts, and St. Maarten. The company is headquartered in Chicago, Illinois.
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