Afya Ltd (AFYA) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Afya Ltd stock (AFYA) is currently trading at $15.49. Afya Ltd PE ratio is 9.30. Afya Ltd PS ratio (Price-to-Sales) is 0.36. Analyst consensus price target for AFYA is $16.79. WallStSmart rates AFYA as Moderate Buy.
- AFYA PE ratio analysis and historical PE chart
- AFYA PS ratio (Price-to-Sales) history and trend
- AFYA intrinsic value — DCF, Graham Number, EPV models
- AFYA stock price prediction 2025 2026 2027 2028 2029 2030
- AFYA fair value vs current price
- AFYA insider transactions and insider buying
- Is AFYA undervalued or overvalued?
- Afya Ltd financial analysis — revenue, earnings, cash flow
- AFYA Piotroski F-Score and Altman Z-Score
- AFYA analyst price target and Smart Rating
Afya
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AFYA Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Afya Ltd (AFYA)
AFYA trades at a significant discount to its Graham intrinsic value of $49.17, offering a 68% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Afya Ltd (AFYA) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/sales, price/book. Overall metrics suggest strong investment potential with favorable risk/reward.
Afya Ltd (AFYA) Key Strengths (5)
Keeps $30 of every $100 in revenue after operating costs
Paying less than $1 for every $1 of annual revenue
Keeps $20 of every $100 in revenue as net profit
Trading at 1.43x book value, attractively priced
Solid profitability: $17 profit per $100 equity
Supporting Valuation Data
Afya Ltd (AFYA) Areas to Watch (4)
Modest revenue growth at 7.50%
Low institutional interest, mostly retail-driven
Small-cap company with higher risk but more growth potential
Solid earnings growth at 15.20%
Afya Ltd (AFYA) Detailed Analysis Report
Overall Assessment
This company scores 66/100 in our Smart Analysis, earning a B- grade. Out of 9 metrics analyzed, 5 register as strengths (avg 9.0/10) while 4 fall into concern territory (avg 4.8/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Price/Sales, Profit Margin. Valuation metrics including Price/Sales (0.36), Price/Book (1.43) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 16.70%, Operating Margin at 30.40%, Profit Margin at 20.30%.
The Bear Case
The primary concerns are Revenue Growth, Institutional Own., Market Cap. Growth concerns include Revenue Growth at 7.50%, EPS Growth at 15.20%, which may limit upside.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 16.70% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 7.50% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Price/Sales) and negatives (Revenue Growth, Institutional Own.). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
AFYA Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
AFYA's Price-to-Sales ratio of 0.36x trades at a deep discount to its historical average of 0.76x (52th percentile). The current valuation is 91% below its historical high of 3.95x set in Jul 2019, and 89% above its historical low of 0.19x in Feb 2026. Over the past 12 months, the PS ratio has expanded from ~0.3x, reflecting growing market expectations outpacing revenue growth.
Compare AFYA with Competitors
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Compare any two stocks →WallStSmart Analysis Synopsis
Data-driven financial summary for Afya Ltd (AFYA) · CONSUMER DEFENSIVE › EDUCATION & TRAINING SERVICES
The Big Picture
Afya Ltd is a mature, profitable business with steady cash generation. Revenue reached 3.7B with 8% growth year-over-year. Profit margins are strong at 20.3%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 20.3% and operating margin of 30.4% demonstrate strong pricing power and operational efficiency.
Generating 140M in free cash flow and 185M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Dividend sustainability with a current yield of 4.5%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor EDUCATION & TRAINING SERVICES industry trends, competitive moves, and regulatory changes that could impact Afya Ltd.
Bottom Line
Afya Ltd is a well-established business delivering consistent profitability with 20.3% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Data sourced from SEC Form 4 filings
Last updated: 10:00:51 AM
About Afya Ltd(AFYA)
NASDAQ
CONSUMER DEFENSIVE
EDUCATION & TRAINING SERVICES
USA
Afya Limited, is a medical education group in Brazil. The company is headquartered in Nova Lima, Brazil.