Federal Agricultural Mortgage Corporation (AGM)vsAmerican Express Company (AXP)
AGM
Federal Agricultural Mortgage Corporation
$225.51
+0.41%
FINANCIAL SERVICES · Cap: $2.44B
AXP
American Express Company
$324.69
+1.24%
FINANCIAL SERVICES · Cap: $219.27B
Smart Verdict
WallStSmart Research — data-driven comparison
American Express Company generates 17251% more annual revenue ($70.91B vs $408.69M). AGM leads profitability with a 56.0% profit margin vs 16.1%. AGM appears more attractively valued with a PEG of 0.75. AGM earns a higher WallStSmart Score of 79/100 (B+).
AGM
Strong Buy79
out of 100
Grade: B+
AXP
Strong Buy70
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 56 of every $100 in revenue as profit
Strong operational efficiency at 69.7%
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 24.9% year-over-year
Mega-cap, among the largest globally
Every $100 of equity generates 33 in profit
Strong operational efficiency at 20.3%
Generating 4.5B in free cash flow
Areas to Watch
Weak financial health signals
Elevated debt levels
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AGM
The strongest argument for AGM centers on Profit Margin, Operating Margin, PEG Ratio. Profitability is solid with margins at 56.0% and operating margin at 69.7%. Revenue growth of 24.9% demonstrates continued momentum.
Bull Case : AXP
The strongest argument for AXP centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 16.1% and operating margin at 20.3%. Revenue growth of 12.8% demonstrates continued momentum.
Bear Case : AGM
The primary concerns for AGM are Piotroski F-Score, Debt/Equity. Debt-to-equity of 18.71 is elevated, increasing financial risk.
Bear Case : AXP
The primary concerns for AXP are Debt/Equity, Altman Z-Score. Debt-to-equity of 1.72 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGM profiles as a growth stock while AXP is a mature play — different risk/reward profiles.
AXP carries more volatility with a beta of 1.05 — expect wider price swings.
AGM is growing revenue faster at 24.9% — sustainability is the question.
AXP generates stronger free cash flow (4.5B), providing more financial flexibility.
Bottom Line
AGM scores higher overall (79/100 vs 70/100), backed by strong 56.0% margins and 24.9% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Federal Agricultural Mortgage Corporation
FINANCIAL SERVICES · CREDIT SERVICES · USA
Federal Agricultural Mortgage Corporation offers a secondary market for various loans made to borrowers in the United States. The company is headquartered in Washington, District of Columbia.
American Express Company
FINANCIAL SERVICES · CREDIT SERVICES · USA
The American Express Company is a multinational financial services corporation headquartered at 200 Vesey Street in the Battery Park City neighborhood of Lower Manhattan in New York City.
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