Federal Agricultural Mortgage Corporation (AGM)vsMastercard Inc (MA)
AGM
Federal Agricultural Mortgage Corporation
$225.51
+0.41%
FINANCIAL SERVICES · Cap: $2.44B
MA
Mastercard Inc
$569.19
+0.68%
FINANCIAL SERVICES · Cap: $498.62B
Smart Verdict
WallStSmart Research — data-driven comparison
Mastercard Inc generates 8484% more annual revenue ($35.08B vs $408.69M). AGM leads profitability with a 56.0% profit margin vs 46.3%. AGM appears more attractively valued with a PEG of 0.75. AGM earns a higher WallStSmart Score of 79/100 (B+).
AGM
Strong Buy79
out of 100
Grade: B+
MA
Strong Buy72
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 56 of every $100 in revenue as profit
Strong operational efficiency at 69.7%
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 24.9% year-over-year
Mega-cap, among the largest globally
Every $100 of equity generates 290 in profit
Keeps 46 of every $100 in revenue as profit
Strong operational efficiency at 61.1%
Safe zone — low bankruptcy risk
Earnings expanding 22.1% YoY
Areas to Watch
Weak financial health signals
Elevated debt levels
Premium valuation, high expectations priced in
Trading at 88.9x book value
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : AGM
The strongest argument for AGM centers on Profit Margin, Operating Margin, PEG Ratio. Profitability is solid with margins at 56.0% and operating margin at 69.7%. Revenue growth of 24.9% demonstrates continued momentum.
Bull Case : MA
The strongest argument for MA centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 46.3% and operating margin at 61.1%. Revenue growth of 14.1% demonstrates continued momentum.
Bear Case : AGM
The primary concerns for AGM are Piotroski F-Score, Debt/Equity. Debt-to-equity of 18.71 is elevated, increasing financial risk.
Bear Case : MA
The primary concerns for MA are P/E Ratio, Price/Book, Debt/Equity. Debt-to-equity of 4.39 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGM profiles as a growth stock while MA is a mature play — different risk/reward profiles.
AGM carries more volatility with a beta of 0.99 — expect wider price swings.
AGM is growing revenue faster at 24.9% — sustainability is the question.
MA generates stronger free cash flow (3.3B), providing more financial flexibility.
Bottom Line
AGM scores higher overall (79/100 vs 72/100), backed by strong 56.0% margins and 24.9% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Federal Agricultural Mortgage Corporation
FINANCIAL SERVICES · CREDIT SERVICES · USA
Federal Agricultural Mortgage Corporation offers a secondary market for various loans made to borrowers in the United States. The company is headquartered in Washington, District of Columbia.
Mastercard Inc
FINANCIAL SERVICES · CREDIT SERVICES · USA
Mastercard Incorporated is an American multinational financial services corporation headquartered in the Mastercard International Global Headquarters in Purchase, New York. The Global Operations Headquarters is located in O'Fallon, Missouri, a municipality of St. Charles County, Missouri. Throughout the world, its principal business is to process payments between the banks of merchants and the card-issuing banks or credit unions of the purchasers who use the Mastercard brand debit, credit and prepaid cards to make purchases. Mastercard Worldwide has been a publicly traded company since 2006.
Visit Website →Compare with Other CREDIT SERVICES Stocks
Want to dig deeper into these stocks?