AGNC Investment Corp (AGNCM)vsTwo Harbors Investments Corp (TWO)
AGNCM
AGNC Investment Corp
$24.70
+0.14%
REAL ESTATE · Cap: $8.68B
TWO
Two Harbors Investments Corp
$11.32
-0.35%
REAL ESTATE · Cap: $1.13B
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp generates 386% more annual revenue ($1.80B vs $370.01M). AGNCM leads profitability with a 92.9% profit margin vs -122.8%. AGNCM earns a higher WallStSmart Score of 63/100 (C+).
AGNCM
Buy63
out of 100
Grade: C+
TWO
Hold43
out of 100
Grade: D
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 93 of every $100 in revenue as profit
Strong operational efficiency at 95.9%
Reasonable price relative to book value
Reasonable price relative to book value
Strong operational efficiency at 22.0%
Areas to Watch
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
Weak financial health signals
Expensive relative to growth rate
ROE of -23.2% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNCM
The strongest argument for AGNCM centers on Profit Margin, Operating Margin, Price/Book. Profitability is solid with margins at 92.9% and operating margin at 95.9%.
Bull Case : TWO
The strongest argument for TWO centers on Price/Book, Operating Margin.
Bear Case : AGNCM
The primary concerns for AGNCM are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 8.21 is elevated, increasing financial risk.
Bear Case : TWO
The primary concerns for TWO are Market Cap, Piotroski F-Score, PEG Ratio.
Key Dynamics to Monitor
AGNCM profiles as a mature stock while TWO is a turnaround play — different risk/reward profiles.
AGNCM carries more volatility with a beta of 1.35 — expect wider price swings.
AGNCM is growing revenue faster at 5.5% — sustainability is the question.
AGNCM generates stronger free cash flow (128M), providing more financial flexibility.
Bottom Line
AGNCM scores higher overall (63/100 vs 43/100), backed by strong 92.9% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Two Harbors Investments Corp
REAL ESTATE · REIT - MORTGAGE · USA
Two Harbors Investment Corp. The company is headquartered in Minnetonka, Minnesota.
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