AGNC Investment Corp (AGNC)vsTwo Harbors Investments Corp (TWO)
AGNC
AGNC Investment Corp
$10.14
+2.01%
REAL ESTATE · Cap: $11.39B
TWO
Two Harbors Investments Corp
$11.32
-0.35%
REAL ESTATE · Cap: $1.13B
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp generates 386% more annual revenue ($1.80B vs $370.01M). AGNC leads profitability with a 92.9% profit margin vs -122.8%. TWO appears more attractively valued with a PEG of 2.76. AGNC earns a higher WallStSmart Score of 75/100 (B+).
AGNC
Strong Buy75
out of 100
Grade: B+
TWO
Hold43
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+83.7%
Fair Value
$70.20
Current Price
$10.14
$60.06 discount
Intrinsic value data unavailable for TWO.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 93 of every $100 in revenue as profit
Strong operational efficiency at 95.9%
Reasonable price relative to book value
Strong operational efficiency at 22.0%
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Smaller company, higher risk/reward
Weak financial health signals
Expensive relative to growth rate
ROE of -23.2% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNC
The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 92.9% and operating margin at 95.9%.
Bull Case : TWO
The strongest argument for TWO centers on Price/Book, Operating Margin.
Bear Case : AGNC
The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score.
Bear Case : TWO
The primary concerns for TWO are Market Cap, Piotroski F-Score, PEG Ratio.
Key Dynamics to Monitor
AGNC profiles as a mature stock while TWO is a turnaround play — different risk/reward profiles.
AGNC carries more volatility with a beta of 1.35 — expect wider price swings.
AGNC is growing revenue faster at 5.5% — sustainability is the question.
AGNC generates stronger free cash flow (128M), providing more financial flexibility.
Bottom Line
AGNC scores higher overall (75/100 vs 43/100), backed by strong 92.9% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Two Harbors Investments Corp
REAL ESTATE · REIT - MORTGAGE · USA
Two Harbors Investment Corp. The company is headquartered in Minnetonka, Minnesota.
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