AGNC Investment Corp. (AGNC)vsTwo Harbors Investments Corp (TWO)
AGNC
AGNC Investment Corp.
$10.86
+1.31%
REAL ESTATE · Cap: $12.31B
TWO
Two Harbors Investments Corp
$12.55
+1.37%
REAL ESTATE · Cap: $1.30B
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp. generates 225% more annual revenue ($1.60B vs $493.78M). AGNC leads profitability with a 91.7% profit margin vs -69.5%. TWO appears more attractively valued with a PEG of 2.76. AGNC earns a higher WallStSmart Score of 73/100 (B).
AGNC
Strong Buy73
out of 100
Grade: B
TWO
Buy51
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-68.8%
Fair Value
$6.77
Current Price
$10.86
$4.09 premium
Intrinsic value data unavailable for TWO.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 92 of every $100 in revenue as profit
Strong operational efficiency at 129.8%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Reasonable price relative to book value
Revenue surging 1569.0% year-over-year
Strong operational efficiency at 27.6%
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Smaller company, higher risk/reward
Weak financial health signals
Expensive relative to growth rate
ROE of -17.7% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNC
The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 91.7% and operating margin at 129.8%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : TWO
The strongest argument for TWO centers on Price/Book, Revenue Growth, Operating Margin. Revenue growth of 1569.0% demonstrates continued momentum.
Bear Case : AGNC
The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score.
Bear Case : TWO
The primary concerns for TWO are Market Cap, Piotroski F-Score, PEG Ratio.
Key Dynamics to Monitor
AGNC profiles as a growth stock while TWO is a hypergrowth play — different risk/reward profiles.
AGNC carries more volatility with a beta of 1.33 — expect wider price swings.
TWO is growing revenue faster at 1569.0% — sustainability is the question.
AGNC generates stronger free cash flow (387M), providing more financial flexibility.
Bottom Line
AGNC scores higher overall (73/100 vs 51/100), backed by strong 91.7% margins and 546.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Two Harbors Investments Corp
REAL ESTATE · REIT - MORTGAGE · USA
Two Harbors Investment Corp. The company is headquartered in Minnetonka, Minnesota.
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