WallStSmart

AGNC Investment Corp. (AGNCP)vsNexpoint Real Estate Finance Inc (NREF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AGNC Investment Corp. generates 931% more annual revenue ($1.60B vs $155.63M). AGNCP leads profitability with a 91.7% profit margin vs 66.5%. AGNCP earns a higher WallStSmart Score of 62/100 (C+).

AGNCP

Buy

62

out of 100

Grade: C+

Growth: 7.3Profit: 7.5Value: 4.0Quality: 2.5
Piotroski: 3/9Altman Z: -0.95

NREF

Buy

58

out of 100

Grade: C

Growth: 4.7Profit: 7.5Value: 8.3Quality: 3.0
Piotroski: 4/9Altman Z: 0.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AGNCPSignificantly Overvalued (-20.7%)

Margin of Safety

-20.7%

Fair Value

$20.75

Current Price

$25.08

$4.33 premium

UndervaluedFair: $20.75Overvalued
NREFUndervalued (+63.3%)

Margin of Safety

+63.3%

Fair Value

$40.54

Current Price

$15.80

$24.74 discount

UndervaluedFair: $40.54Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AGNCP5 strengths · Avg: 9.6/10
Profit MarginProfitability
91.7%10/10

Keeps 92 of every $100 in revenue as profit

Operating MarginProfitability
129.8%10/10

Strong operational efficiency at 129.8%

Revenue GrowthGrowth
546.0%10/10

Revenue surging 546.0% year-over-year

EPS GrowthGrowth
772.0%10/10

Earnings expanding 772.0% YoY

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

NREF4 strengths · Avg: 10.0/10
P/E RatioValuation
6.2x10/10

Attractively priced relative to earnings

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Profit MarginProfitability
66.5%10/10

Keeps 67 of every $100 in revenue as profit

Operating MarginProfitability
69.4%10/10

Strong operational efficiency at 69.4%

Areas to Watch

AGNCP3 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
-0.952/10

Distress zone — elevated risk

Debt/EquityHealth
8.591/10

Elevated debt levels

NREF4 concerns · Avg: 2.3/10
Market CapQuality
$363.94M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-4.8%2/10

Revenue declined 4.8%

EPS GrowthGrowth
-39.2%2/10

Earnings declined 39.2%

Altman Z-ScoreHealth
0.202/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AGNCP

The strongest argument for AGNCP centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 91.7% and operating margin at 129.8%. Revenue growth of 546.0% demonstrates continued momentum.

Bull Case : NREF

The strongest argument for NREF centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 66.5% and operating margin at 69.4%.

Bear Case : AGNCP

The primary concerns for AGNCP are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 8.59 is elevated, increasing financial risk.

Bear Case : NREF

The primary concerns for NREF are Market Cap, Revenue Growth, EPS Growth. Debt-to-equity of 5.68 is elevated, increasing financial risk.

Key Dynamics to Monitor

AGNCP profiles as a growth stock while NREF is a declining play — different risk/reward profiles.

AGNCP carries more volatility with a beta of 1.31 — expect wider price swings.

AGNCP is growing revenue faster at 546.0% — sustainability is the question.

AGNCP generates stronger free cash flow (387M), providing more financial flexibility.

Bottom Line

AGNCP scores higher overall (62/100 vs 58/100), backed by strong 91.7% margins and 546.0% revenue growth. NREF offers better value entry with a 63.3% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AGNC Investment Corp.

REAL ESTATE · REIT - MORTGAGE · USA

AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.

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Nexpoint Real Estate Finance Inc

REAL ESTATE · REIT - MORTGAGE · USA

NexPoint Real Estate Finance, Inc. is a real estate finance company in the United States. The company is headquartered in Dallas, Texas.

Visit Website →

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