AGNC Investment Corp. (AGNCP)vsPennyMac Mortgage Investment Trust (PMT)
AGNCP
AGNC Investment Corp.
$25.36
0.00%
REAL ESTATE · Cap: $6.46B
PMT
PennyMac Mortgage Investment Trust
$9.01
+1.46%
REAL ESTATE · Cap: $812.73M
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp. generates 251% more annual revenue ($2.40B vs $684.41M). AGNCP leads profitability with a 94.4% profit margin vs 24.3%. PMT earns a higher WallStSmart Score of 66/100 (B-).
AGNCP
Buy64
out of 100
Grade: C+
PMT
Strong Buy66
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+16.9%
Fair Value
$30.16
Current Price
$25.36
$4.80 discount
Margin of Safety
+77.6%
Fair Value
$55.24
Current Price
$9.01
$46.23 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 94 of every $100 in revenue as profit
Strong operational efficiency at 95.6%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Growing faster than its price suggests
Areas to Watch
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
Weak financial health signals
Negative free cash flow — burning cash
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNCP
The strongest argument for AGNCP centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 94.4% and operating margin at 95.6%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : PMT
The strongest argument for PMT centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.3% and operating margin at 10.9%. PEG of 0.76 suggests the stock is reasonably priced for its growth.
Bear Case : AGNCP
The primary concerns for AGNCP are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 7.16 is elevated, increasing financial risk.
Bear Case : PMT
The primary concerns for PMT are Market Cap, Piotroski F-Score, Free Cash Flow. Debt-to-equity of 12.37 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNCP profiles as a growth stock while PMT is a mature play — different risk/reward profiles.
AGNCP carries more volatility with a beta of 1.30 — expect wider price swings.
AGNCP is growing revenue faster at 546.0% — sustainability is the question.
AGNCP generates stronger free cash flow (218M), providing more financial flexibility.
Bottom Line
PMT scores higher overall (66/100 vs 64/100), backed by strong 24.3% margins. AGNCP offers better value entry with a 16.9% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →PennyMac Mortgage Investment Trust
REAL ESTATE · REIT - MORTGAGE · USA
PennyMac Mortgage Investment Trust, a specialty finance company, invests primarily in mortgage-related assets in the United States. The company is headquartered in Westlake Village, California.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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