AGNC Investment Corp (AGNC)vsPennyMac Mortgage Investment Trust (PMT)
AGNC
AGNC Investment Corp
$10.14
+2.01%
REAL ESTATE · Cap: $11.39B
PMT
PennyMac Mortgage Investment Trust
$11.42
+0.97%
REAL ESTATE · Cap: $993.73M
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp generates 149% more annual revenue ($1.80B vs $721.17M). AGNC leads profitability with a 92.9% profit margin vs 17.7%. PMT appears more attractively valued with a PEG of 2.12. AGNC earns a higher WallStSmart Score of 75/100 (B+).
AGNC
Strong Buy75
out of 100
Grade: B+
PMT
Strong Buy71
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+83.7%
Fair Value
$70.20
Current Price
$10.14
$60.06 discount
Margin of Safety
+63.3%
Fair Value
$33.66
Current Price
$11.42
$22.24 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 93 of every $100 in revenue as profit
Strong operational efficiency at 95.9%
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 1068.0% year-over-year
Strong operational efficiency at 21.1%
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of 6.7% — below average capital efficiency
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNC
The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 92.9% and operating margin at 95.9%.
Bull Case : PMT
The strongest argument for PMT centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 17.7% and operating margin at 21.1%. Revenue growth of 1068.0% demonstrates continued momentum.
Bear Case : AGNC
The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score.
Bear Case : PMT
The primary concerns for PMT are PEG Ratio, Market Cap, Return on Equity. Debt-to-equity of 10.12 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNC profiles as a mature stock while PMT is a growth play — different risk/reward profiles.
AGNC carries more volatility with a beta of 1.35 — expect wider price swings.
PMT is growing revenue faster at 1068.0% — sustainability is the question.
AGNC generates stronger free cash flow (128M), providing more financial flexibility.
Bottom Line
AGNC scores higher overall (75/100 vs 71/100), backed by strong 92.9% margins. PMT offers better value entry with a 63.3% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →PennyMac Mortgage Investment Trust
REAL ESTATE · REIT - MORTGAGE · USA
PennyMac Mortgage Investment Trust, a specialty finance company, invests primarily in mortgage-related assets in the United States. The company is headquartered in Westlake Village, California.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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