AGNC Investment Corp. (AGNCP)vsRedwood Trust Inc (RWT)
AGNCP
AGNC Investment Corp.
$25.43
-0.08%
REAL ESTATE · Cap: $6.46B
RWT
Redwood Trust Inc
$3.55
-2.20%
REAL ESTATE · Cap: $566.51M
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp. generates 818% more annual revenue ($2.40B vs $261.57M). AGNCP leads profitability with a 94.4% profit margin vs 2.2%. AGNCP earns a higher WallStSmart Score of 64/100 (C+).
AGNCP
Buy64
out of 100
Grade: C+
RWT
Hold43
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+17.2%
Fair Value
$30.26
Current Price
$25.43
$4.83 discount
Margin of Safety
+58.7%
Fair Value
$16.21
Current Price
$3.55
$12.66 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 94 of every $100 in revenue as profit
Strong operational efficiency at 95.6%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Reasonable price relative to book value
Reasonable price relative to book value
Areas to Watch
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
ROE of 0.6% — below average capital efficiency
2.2% margin — thin
Operating margin of 0.1%
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNCP
The strongest argument for AGNCP centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 94.4% and operating margin at 95.6%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : RWT
The strongest argument for RWT centers on Price/Book. PEG of 1.47 suggests the stock is reasonably priced for its growth.
Bear Case : AGNCP
The primary concerns for AGNCP are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 7.16 is elevated, increasing financial risk.
Bear Case : RWT
The primary concerns for RWT are Market Cap, Return on Equity, Profit Margin. Debt-to-equity of 29.41 is elevated, increasing financial risk. Thin 2.2% margins leave little buffer for downturns.
Key Dynamics to Monitor
AGNCP profiles as a growth stock while RWT is a value play — different risk/reward profiles.
RWT carries more volatility with a beta of 1.43 — expect wider price swings.
AGNCP is growing revenue faster at 546.0% — sustainability is the question.
AGNCP generates stronger free cash flow (218M), providing more financial flexibility.
Bottom Line
AGNCP scores higher overall (64/100 vs 43/100), backed by strong 94.4% margins and 546.0% revenue growth. RWT offers better value entry with a 58.7% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Redwood Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Redwood Trust, Inc., is a specialized finance company in the United States. The company is headquartered in Mill Valley, California.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
Want to dig deeper into these stocks?