AGNC Investment Corp. (AGNC)vsRedwood Trust Inc (RWT)
AGNC
AGNC Investment Corp.
$8.86
-0.11%
REAL ESTATE · Cap: $10.34B
RWT
Redwood Trust Inc
$3.26
+0.62%
REAL ESTATE · Cap: $405.73M
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp. generates 818% more annual revenue ($2.40B vs $261.57M). AGNC leads profitability with a 94.4% profit margin vs 2.2%. RWT appears more attractively valued with a PEG of 1.47. AGNC earns a higher WallStSmart Score of 75/100 (B+).
AGNC
Strong Buy75
out of 100
Grade: B+
RWT
Hold46
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-45.0%
Fair Value
$7.88
Current Price
$8.86
$0.98 premium
Margin of Safety
+58.0%
Fair Value
$15.96
Current Price
$3.26
$12.70 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 94 of every $100 in revenue as profit
Strong operational efficiency at 95.6%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Reasonable price relative to book value
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
ROE of 0.6% — below average capital efficiency
2.2% margin — thin
Operating margin of 0.1%
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNC
The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 94.4% and operating margin at 95.6%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : RWT
The strongest argument for RWT centers on Price/Book. PEG of 1.47 suggests the stock is reasonably priced for its growth.
Bear Case : AGNC
The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 8.37 is elevated, increasing financial risk.
Bear Case : RWT
The primary concerns for RWT are Market Cap, Return on Equity, Profit Margin. Debt-to-equity of 29.41 is elevated, increasing financial risk. Thin 2.2% margins leave little buffer for downturns.
Key Dynamics to Monitor
AGNC profiles as a growth stock while RWT is a value play — different risk/reward profiles.
RWT carries more volatility with a beta of 1.51 — expect wider price swings.
AGNC is growing revenue faster at 546.0% — sustainability is the question.
AGNC generates stronger free cash flow (218M), providing more financial flexibility.
Bottom Line
AGNC scores higher overall (75/100 vs 46/100), backed by strong 94.4% margins and 546.0% revenue growth. RWT offers better value entry with a 58.0% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Redwood Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Redwood Trust, Inc., is a specialized finance company in the United States. The company is headquartered in Mill Valley, California.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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