AGNC Investment Corp (AGNC)vsRedwood Trust Inc (RWT)
AGNC
AGNC Investment Corp
$10.14
+2.01%
REAL ESTATE · Cap: $11.39B
RWT
Redwood Trust Inc
$5.46
+3.21%
REAL ESTATE · Cap: $661.19M
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp generates 913% more annual revenue ($1.80B vs $177.37M). AGNC leads profitability with a 92.9% profit margin vs -39.5%. RWT appears more attractively valued with a PEG of 1.47. AGNC earns a higher WallStSmart Score of 75/100 (B+).
AGNC
Strong Buy75
out of 100
Grade: B+
RWT
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+83.7%
Fair Value
$70.20
Current Price
$10.14
$60.06 discount
Intrinsic value data unavailable for RWT.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 93 of every $100 in revenue as profit
Strong operational efficiency at 95.9%
Reasonable price relative to book value
Strong operational efficiency at 32.1%
Revenue surging 93.1% year-over-year
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of -6.4% — below average capital efficiency
Earnings declined 52.6%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNC
The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 92.9% and operating margin at 95.9%.
Bull Case : RWT
The strongest argument for RWT centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 93.1% demonstrates continued momentum. PEG of 1.47 suggests the stock is reasonably priced for its growth.
Bear Case : AGNC
The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score.
Bear Case : RWT
The primary concerns for RWT are Market Cap, Return on Equity, EPS Growth. Debt-to-equity of 22.68 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNC profiles as a mature stock while RWT is a hypergrowth play — different risk/reward profiles.
RWT carries more volatility with a beta of 1.59 — expect wider price swings.
RWT is growing revenue faster at 93.1% — sustainability is the question.
AGNC generates stronger free cash flow (128M), providing more financial flexibility.
Bottom Line
AGNC scores higher overall (75/100 vs 59/100), backed by strong 92.9% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Redwood Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Redwood Trust, Inc., is a specialized finance company in the United States. The company is headquartered in Mill Valley, California.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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