Aspen Insurance Holdings Limited (AHL-P-D)vsThe Allstate Corporation (ALL)
AHL-P-D
Aspen Insurance Holdings Limited
$20.20
-1.22%
FINANCIAL SERVICES · Cap: $1.25B
ALL
The Allstate Corporation
$206.09
-0.57%
FINANCIAL SERVICES · Cap: $55.48B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 2017% more annual revenue ($68.17B vs $3.22B). ALL leads profitability with a 17.8% profit margin vs 10.6%. ALL earns a higher WallStSmart Score of 77/100 (B+).
AHL-P-D
Hold45
out of 100
Grade: D+
ALL
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 30.2%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Every $100 of equity generates 38 in profit
Earnings expanding 338.4% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
Revenue declined 7.6%
Earnings declined 48.2%
3.0% revenue growth
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AHL-P-D
The strongest argument for AHL-P-D centers on Price/Book, Operating Margin, Debt/Equity.
Bull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 17.8% and operating margin at 19.0%.
Bear Case : AHL-P-D
The primary concerns for AHL-P-D are Market Cap, Piotroski F-Score, Revenue Growth.
Bear Case : ALL
The primary concerns for ALL are Revenue Growth, PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
AHL-P-D profiles as a declining stock while ALL is a value play — different risk/reward profiles.
ALL carries more volatility with a beta of 0.21 — expect wider price swings.
ALL is growing revenue faster at 3.0% — sustainability is the question.
ALL generates stronger free cash flow (3.5B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (77/100 vs 45/100), backed by strong 17.8% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Aspen Insurance Holdings Limited
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Aspen Insurance Holdings Limited 5.625% Perpetual Non-Cumulative Preference Shares (AHL-P-D) offer a compelling investment opportunity with a reliable fixed dividend yield, catering to income-focused institutional investors in today's fluctuating market landscape. Leveraging its extensive experience in insurance and reinsurance, Aspen adeptly manages risk, enhancing financial stability and growth prospects. The company's solid capital foundation ensures ample liquidity and positions it for strategic initiatives, reinforcing AHL-P-D as a favorable choice for investors seeking both stability and consistent returns.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
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