Aspen Insurance Holdings Limited (AHL-P-D)vsChubb Ltd (CB)
AHL-P-D
Aspen Insurance Holdings Limited
$20.20
-1.22%
FINANCIAL SERVICES · Cap: $1.25B
CB
Chubb Ltd
$311.73
+0.15%
FINANCIAL SERVICES · Cap: $122.57B
Smart Verdict
WallStSmart Research — data-driven comparison
Chubb Ltd generates 1794% more annual revenue ($60.99B vs $3.22B). CB leads profitability with a 18.5% profit margin vs 10.6%. CB earns a higher WallStSmart Score of 75/100 (B).
AHL-P-D
Hold45
out of 100
Grade: D+
CB
Strong Buy75
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 30.2%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Earnings expanding 78.7% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 20.6%
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
Revenue declined 7.6%
Earnings declined 48.2%
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AHL-P-D
The strongest argument for AHL-P-D centers on Price/Book, Operating Margin, Debt/Equity.
Bull Case : CB
The strongest argument for CB centers on P/E Ratio, EPS Growth, Market Cap. Profitability is solid with margins at 18.5% and operating margin at 20.6%. Revenue growth of 10.2% demonstrates continued momentum.
Bear Case : AHL-P-D
The primary concerns for AHL-P-D are Market Cap, Piotroski F-Score, Revenue Growth.
Bear Case : CB
The primary concerns for CB are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
AHL-P-D profiles as a declining stock while CB is a mature play — different risk/reward profiles.
CB carries more volatility with a beta of 0.44 — expect wider price swings.
CB is growing revenue faster at 10.2% — sustainability is the question.
CB generates stronger free cash flow (3.9B), providing more financial flexibility.
Bottom Line
CB scores higher overall (75/100 vs 45/100), backed by strong 18.5% margins and 10.2% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Aspen Insurance Holdings Limited
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Aspen Insurance Holdings Limited 5.625% Perpetual Non-Cumulative Preference Shares (AHL-P-D) offer a compelling investment opportunity with a reliable fixed dividend yield, catering to income-focused institutional investors in today's fluctuating market landscape. Leveraging its extensive experience in insurance and reinsurance, Aspen adeptly manages risk, enhancing financial stability and growth prospects. The company's solid capital foundation ensures ample liquidity and positions it for strategic initiatives, reinforcing AHL-P-D as a favorable choice for investors seeking both stability and consistent returns.
Chubb Ltd
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Chubb Limited, incorporated in Zurich, Switzerland, is the parent company of Chubb, a global provider of insurance products covering property and casualty, accident and health, reinsurance, and life insurance and the largest publicly traded property and casualty company in the world.
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