Aspen Insurance Holdings Limited (AHL-P-D)vsChubb Ltd (CB)
AHL-P-D
Aspen Insurance Holdings Limited
$17.11
-0.70%
FINANCIAL SERVICES · Cap: $1.25B
CB
Chubb Ltd
$359.79
+1.98%
FINANCIAL SERVICES · Cap: $128.94B
Smart Verdict
WallStSmart Research — data-driven comparison
Chubb Ltd generates 1822% more annual revenue ($61.90B vs $3.22B). CB leads profitability with a 18.1% profit margin vs 10.6%. CB earns a higher WallStSmart Score of 61/100 (C+).
AHL-P-D
Hold45
out of 100
Grade: D+
CB
Buy61
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 30.2%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 23.5%
Generating 3.7B in free cash flow
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
Revenue declined 7.6%
Earnings declined 48.2%
Expensive relative to growth rate
Earnings declined 0.7%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AHL-P-D
The strongest argument for AHL-P-D centers on Price/Book, Operating Margin, Debt/Equity.
Bull Case : CB
The strongest argument for CB centers on P/E Ratio, Market Cap, Debt/Equity. Profitability is solid with margins at 18.1% and operating margin at 23.5%.
Bear Case : AHL-P-D
The primary concerns for AHL-P-D are Market Cap, Piotroski F-Score, Revenue Growth.
Bear Case : CB
The primary concerns for CB are PEG Ratio, EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
AHL-P-D profiles as a declining stock while CB is a mature play — different risk/reward profiles.
CB carries more volatility with a beta of 0.36 — expect wider price swings.
CB is growing revenue faster at 6.1% — sustainability is the question.
CB generates stronger free cash flow (3.7B), providing more financial flexibility.
Bottom Line
CB scores higher overall (61/100 vs 45/100), backed by strong 18.1% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Aspen Insurance Holdings Limited
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Aspen Insurance Holdings Limited (AHL-P-D) offers institutional investors a compelling opportunity through its 5.625% Perpetual Non-Cumulative Preference Shares, providing a steady fixed dividend yield. The company's strong emphasis on rigorous risk management in the insurance and reinsurance sectors underpins its commitment to financial stability and sustainable growth. With a robust capital structure that ensures liquidity and positions the firm for strategic initiatives, AHL-P-D serves as an appealing choice for investors seeking both reliable income and potential growth in a complex market landscape.
Chubb Ltd
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Chubb Limited, incorporated in Zurich, Switzerland, is the parent company of Chubb, a global provider of insurance products covering property and casualty, accident and health, reinsurance, and life insurance and the largest publicly traded property and casualty company in the world.
Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
Want to dig deeper into these stocks?