WallStSmart

American International Group Inc (AIG)vsCrescent Capital BDC Inc (CCAP)

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Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 15808% more annual revenue ($26.61B vs $167.28M). CCAP leads profitability with a 20.6% profit margin vs 11.6%. AIG appears more attractively valued with a PEG of 0.86. CCAP earns a higher WallStSmart Score of 62/100 (C+).

AIG

Buy

60

out of 100

Grade: C

Growth: 2.0Profit: 5.0Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

CCAP

Buy

62

out of 100

Grade: C+

Growth: 4.7Profit: 7.0Value: 7.0Quality: 3.5
Piotroski: 4/9Altman Z: 0.59

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG4 strengths · Avg: 8.8/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

CCAP5 strengths · Avg: 9.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Operating MarginProfitability
75.4%10/10

Strong operational efficiency at 75.4%

Profit MarginProfitability
20.6%9/10

Keeps 21 of every $100 in revenue as profit

PEG RatioValuation
0.898/10

Growing faster than its price suggests

P/E RatioValuation
14.2x8/10

Attractively priced relative to earnings

Areas to Watch

AIG4 concerns · Avg: 2.3/10
Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Revenue GrowthGrowth
-7.2%2/10

Revenue declined 7.2%

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

CCAP4 concerns · Avg: 2.8/10
Market CapQuality
$488.73M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

Debt/EquityHealth
1.233/10

Elevated debt levels

Revenue GrowthGrowth
-12.1%2/10

Revenue declined 12.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : CCAP

The strongest argument for CCAP centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 20.6% and operating margin at 75.4%. PEG of 0.89 suggests the stock is reasonably priced for its growth.

Bear Case : AIG

The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.

Bear Case : CCAP

The primary concerns for CCAP are Market Cap, Return on Equity, Debt/Equity.

Key Dynamics to Monitor

AIG carries more volatility with a beta of 0.60 — expect wider price swings.

AIG is growing revenue faster at -7.2% — sustainability is the question.

AIG generates stronger free cash flow (636M), providing more financial flexibility.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CCAP scores higher overall (62/100 vs 60/100), backed by strong 20.6% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Crescent Capital BDC Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Crescent Capital BDC, Inc. is a business development company. The company is headquartered in United States.

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