American International Group Inc (AIG)vsFirst Hawaiian Inc (FHB)
AIG
American International Group Inc
$74.80
+1.37%
FINANCIAL SERVICES · Cap: $39.67B
FHB
First Hawaiian Inc
$26.93
-0.85%
FINANCIAL SERVICES · Cap: $3.28B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 2964% more annual revenue ($26.61B vs $868.43M). FHB leads profitability with a 32.8% profit margin vs 11.6%. AIG appears more attractively valued with a PEG of 0.86. FHB earns a higher WallStSmart Score of 67/100 (B-).
AIG
Buy60
out of 100
Grade: C
FHB
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 42.1%
Areas to Watch
ROE of 7.4% — below average capital efficiency
Revenue declined 7.2%
Earnings declined 5.6%
Distress zone — elevated risk
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : FHB
The strongest argument for FHB centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 32.8% and operating margin at 42.1%.
Bear Case : AIG
The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : FHB
The primary concerns for FHB are PEG Ratio.
Key Dynamics to Monitor
AIG profiles as a declining stock while FHB is a mature play — different risk/reward profiles.
FHB carries more volatility with a beta of 0.70 — expect wider price swings.
FHB is growing revenue faster at 7.4% — sustainability is the question.
AIG generates stronger free cash flow (636M), providing more financial flexibility.
Bottom Line
FHB scores higher overall (67/100 vs 60/100), backed by strong 32.8% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
First Hawaiian Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
First Hawaiian, Inc. is a banking holding company for First Hawaiian Bank providing a range of banking services to consumers and business customers in the United States.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?