American International Group Inc (AIG)vsFidelis Insurance Holdings Limited (FIHL)
AIG
American International Group Inc
$75.47
+1.52%
FINANCIAL SERVICES · Cap: $40.11B
FIHL
Fidelis Insurance Holdings Limited
$19.11
+0.47%
FINANCIAL SERVICES · Cap: $1.65B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 964% more annual revenue ($26.61B vs $2.50B). AIG leads profitability with a 11.6% profit margin vs 9.0%. FIHL trades at a lower P/E of 9.1x. FIHL earns a higher WallStSmart Score of 61/100 (C+).
AIG
Buy60
out of 100
Grade: C
FIHL
Buy61
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-112.5%
Fair Value
$36.92
Current Price
$75.47
$38.55 premium
Margin of Safety
+80.0%
Fair Value
$98.75
Current Price
$19.11
$79.64 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 25.8%
Earnings expanding 41.1% YoY
Areas to Watch
ROE of 7.4% — below average capital efficiency
Revenue declined 7.2%
Earnings declined 5.6%
Distress zone — elevated risk
Smaller company, higher risk/reward
Weak financial health signals
Revenue declined 10.8%
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : FIHL
The strongest argument for FIHL centers on P/E Ratio, Price/Book, Operating Margin.
Bear Case : AIG
The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : FIHL
The primary concerns for FIHL are Market Cap, Piotroski F-Score, Revenue Growth.
Key Dynamics to Monitor
AIG profiles as a declining stock while FIHL is a value play — different risk/reward profiles.
AIG carries more volatility with a beta of 0.58 — expect wider price swings.
AIG is growing revenue faster at -7.2% — sustainability is the question.
AIG generates stronger free cash flow (636M), providing more financial flexibility.
Bottom Line
FIHL scores higher overall (61/100 vs 60/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Fidelis Insurance Holdings Limited
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Fidelis Insurance Holdings Limited, provides insurance and reinsurance products in Bermuda, Ireland, and the United Kingdom. The company is headquartered in Pembroke, Bermuda.
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