WallStSmart

American International Group Inc (AIG)vsGladstone Investment Corporation (GAIN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 26135% more annual revenue ($26.61B vs $101.43M). GAIN leads profitability with a 118.5% profit margin vs 11.6%. AIG appears more attractively valued with a PEG of 0.86. GAIN earns a higher WallStSmart Score of 65/100 (C+).

AIG

Buy

60

out of 100

Grade: C

Growth: 2.0Profit: 5.0Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

GAIN

Buy

65

out of 100

Grade: C+

Growth: 6.7Profit: 7.5Value: 5.7Quality: 4.3
Piotroski: 2/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG4 strengths · Avg: 8.8/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

GAIN6 strengths · Avg: 9.5/10
P/E RatioValuation
5.2x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Profit MarginProfitability
118.5%10/10

Keeps 119 of every $100 in revenue as profit

EPS GrowthGrowth
58.5%10/10

Earnings expanding 58.5% YoY

Return on EquityProfitability
22.2%9/10

Every $100 of equity generates 22 in profit

Revenue GrowthGrowth
17.3%8/10

17.3% revenue growth

Areas to Watch

AIG4 concerns · Avg: 2.3/10
Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Revenue GrowthGrowth
-7.2%2/10

Revenue declined 7.2%

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

GAIN4 concerns · Avg: 2.5/10
Market CapQuality
$617.24M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
5.412/10

Expensive relative to growth rate

Free Cash FlowQuality
$-135.66M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : GAIN

The strongest argument for GAIN centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 118.5% and operating margin at 15.8%. Revenue growth of 17.3% demonstrates continued momentum.

Bear Case : AIG

The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.

Bear Case : GAIN

The primary concerns for GAIN are Market Cap, Piotroski F-Score, PEG Ratio.

Key Dynamics to Monitor

AIG profiles as a declining stock while GAIN is a growth play — different risk/reward profiles.

GAIN carries more volatility with a beta of 0.76 — expect wider price swings.

GAIN is growing revenue faster at 17.3% — sustainability is the question.

AIG generates stronger free cash flow (636M), providing more financial flexibility.

Bottom Line

GAIN scores higher overall (65/100 vs 60/100), backed by strong 118.5% margins and 17.3% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Gladstone Investment Corporation

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Gladstone Investment Corporation (GAIN) is a publicly traded business development company that specializes in providing customized financing solutions to small and mid-sized private enterprises through a mix of debt and equity investments. With a diversified portfolio spanning various sectors, GAIN is dedicated to delivering both stable income and capital appreciation to its shareholders. As part of the esteemed Gladstone family of funds, the company emphasizes rigorous risk management and alignment with investor interests, supported by a seasoned management team and robust industry connections, positioning it as a significant player in the alternative investment landscape.

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