American International Group Inc (AIG)vsHawthorn Bancshares Inc (HWBK)
AIG
American International Group Inc
$80.13
+1.01%
FINANCIAL SERVICES · Cap: $41.66B
HWBK
Hawthorn Bancshares Inc
$39.73
+0.23%
FINANCIAL SERVICES · Cap: $264.57M
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 32870% more annual revenue ($26.70B vs $80.99M). HWBK leads profitability with a 29.8% profit margin vs 11.8%. HWBK trades at a lower P/E of 11.0x. AIG earns a higher WallStSmart Score of 69/100 (B-).
AIG
Strong Buy69
out of 100
Grade: B-
HWBK
Buy57
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Earnings expanding 21.6% YoY
Attractively priced relative to earnings
Strong operational efficiency at 35.4%
Keeps 30 of every $100 in revenue as profit
Reasonable price relative to book value
Areas to Watch
1.4% revenue growth
ROE of 7.8% — below average capital efficiency
Distress zone — elevated risk
Smaller company, higher risk/reward
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.65 suggests the stock is reasonably priced for its growth.
Bull Case : HWBK
The strongest argument for HWBK centers on P/E Ratio, Operating Margin, Profit Margin. Profitability is solid with margins at 29.8% and operating margin at 35.4%.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.
Bear Case : HWBK
The primary concerns for HWBK are Market Cap, Altman Z-Score.
Key Dynamics to Monitor
AIG profiles as a value stock while HWBK is a mature play — different risk/reward profiles.
AIG carries more volatility with a beta of 0.54 — expect wider price swings.
HWBK is growing revenue faster at 5.4% — sustainability is the question.
AIG generates stronger free cash flow (155M), providing more financial flexibility.
Bottom Line
AIG scores higher overall (69/100 vs 57/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Hawthorn Bancshares Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Hawthorn Bancshares, Inc. is the banking holding company for Hawthorn Bank providing various banking services in Missouri. The company is headquartered in Jefferson City, Missouri.
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