American International Group Inc (AIG)vsMSCI Inc (MSCI)
AIG
American International Group Inc
$72.95
-1.78%
FINANCIAL SERVICES · Cap: $39.36B
MSCI
MSCI Inc
$523.40
-2.11%
FINANCIAL SERVICES · Cap: $38.46B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 749% more annual revenue ($26.61B vs $3.13B). MSCI leads profitability with a 38.4% profit margin vs 11.6%. AIG appears more attractively valued with a PEG of 0.86. AIG earns a higher WallStSmart Score of 60/100 (C).
AIG
Buy60
out of 100
Grade: C
MSCI
Buy52
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-112.5%
Fair Value
$36.92
Current Price
$72.95
$36.03 premium
Margin of Safety
-379.4%
Fair Value
$106.76
Current Price
$523.40
$416.64 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Keeps 38 of every $100 in revenue as profit
Strong operational efficiency at 55.9%
Conservative balance sheet, low leverage
Areas to Watch
ROE of 7.4% — below average capital efficiency
Revenue declined 7.2%
Earnings declined 5.6%
Distress zone — elevated risk
Expensive relative to growth rate
Premium valuation, high expectations priced in
ROE of 0.0% — below average capital efficiency
Earnings declined 2.3%
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : MSCI
The strongest argument for MSCI centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 38.4% and operating margin at 55.9%. Revenue growth of 10.6% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : MSCI
The primary concerns for MSCI are PEG Ratio, P/E Ratio, Return on Equity.
Key Dynamics to Monitor
AIG profiles as a declining stock while MSCI is a mature play — different risk/reward profiles.
MSCI carries more volatility with a beta of 1.30 — expect wider price swings.
MSCI is growing revenue faster at 10.6% — sustainability is the question.
AIG generates stronger free cash flow (636M), providing more financial flexibility.
Bottom Line
AIG scores higher overall (60/100 vs 52/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
MSCI Inc
FINANCIAL SERVICES · FINANCIAL DATA & STOCK EXCHANGES · USA
MSCI Inc. (formerly Morgan Stanley Capital International and MSCI Barra), is an American finance company headquartered in New York City and serving as a global provider of equity, fixed income, hedge fund stock market indexes, multi-asset portfolio analysis tools and ESG products. It publishes the MSCI BRIC, MSCI World and MSCI EAFE Indexes.
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